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Life Insurance and Critical Illness Cover
Me and my wife are in the process of buying our second home and have just met with a mortgage advisor. We were strongly advised to take out life insurance and critical illness cover. The advisor said they got no commission but were just there to help. We are both 30, taking out a £182k loan over 30 years and was quoted £30…
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Car Insurance questions
Is it just me or do others find that they don't fit the drop down box choices in 1 or more instances so any quote won't be right? For instance most sites don't have an option for 'found damaged' when detailing a claim. It is frustrating enough that this becomes something that is my fault but surely this is not uncommon? I…
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Swinton Cancelled my policy- paid up front :/
Good Morning, I took out insurance for a new car on the 02.03.13 and paid 700 up front. I received the letter asking for proof of no claims about a week later. My old car was with Swinton the previous year and just so happened they came out cheaper on the comparision sites. (even though when I called them to change the car…
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Car insurance not sure about no claims discount
Hi, About 8 years ago I owned a Nissan Micra and insured it under my own name for 4 years until I sold the car . I decided with my father to buy a joint car as we both only drove a few miles a week. My father was the policy holder with saga and I was a named driver. I've now bought a new car and would like to insure the…
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Car Insurance Claim Date?
Hi there, I am applying for a new car insurance policy. Question: the 3 years since a claim, accident or loss? The accident took place over 3 years ago (precisely 3 years, 1 month). The claim was not settled until the following year, so falls within the period. Should I declare it? Thanks, Tom
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solar panels insurance
can someone help me please on solar panels insurance , is it best to get insured by the company with the house insurance, or is there a cheaper option ?
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Help
Hello all ! I am in a really bad situation: My partner had two small accidents since last June and hasn't claim anything for himself. The insurance (Budget Insurance) is now telling us that they have paid for the damages of the other cars (a little bump on a door and a bumper) and that we have to pay them £450 a month for…
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Problems with RIAS
Hope some-one can help me on this. Last year, I insured my car with RIAS (where insurance gets better with age) the annual premium being £420. In March this year, I received a renewal notice telling me that the premium had increased by £100 and was due in April, and that failure to renew would result in my policy being…
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Card Protection Insurance
Hi, I have had Card protection insurance with CPP for about 5 years now and I have just recieved my renew pack for the coming year I was just wondering if I actually need this or if I would be covered else where for all my cards ? If I do need it is there anywhere I can get other quotes from so I can comapre prices ? I…
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Home Insurance / Trust Fund
Soon the Home & Contents Insurance are due for renewal. There is now a Trust Fund on the property does the Insurer need to be advised of the Fund? How might this affect the insurance? Appreciate any comments Regards, Steve
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Car insurance question regarding previous no fault claim through solicitor
Hi This is a little complicated and I am not the best person at explaining things so please bear with me. Last year my named driver (husband) was unfortunate enough to have some one reverse into him, the case was settled out of court by a Solicitors company who specializes in this work. The other driver admitted blame and…
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Changing Car Insurance with the Same Insurance Company
I took out an insurance policy on my current car with Quote Me Happy in February 2013 at a cost of £450. I'm in the process of buying a new car and have obtained a quote of £300 (approx) from the same company via Go Compare. This is easily the cheapest quote I have managed to find. Can anyone tell me how much money I can…
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Get FREE Breakdown, Home Emergency & Personal Accident Cover!
Hi all. New here. Thought I'd share with you a nugget I have unearthed. Swinton offered me 3 months free Breakdown, Home Emergency & Personal Accident cover when I switched my car & home insurance to them. I was a bit sceptical at first but reluctantly took them out. I got UK & Home Breakdown Cover, Personal Accident Cover…
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Underactive Thyroid and travel insurance
Im just watching The Martin Lewis Money Show and he touched on insurances that you get with bank accounts for a monthly fee. There was a man that had epilepsy and wasnt asked about this when he started using the travel insurance and has since found that he wouldnt have been covered had anything happened to him whilst…
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Insuring Car whilst Selling
Due to buy another car tomorrow, existing car is insured until end Nov, but not being traded in - about to list on Ebay/Gumtree etc as it's value is no more than 600. I think the rules have changed and I have to keep the car insured, or am I able to keep it on my driveway until sold without insurance? It does have tax, and…
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Abbey life misleading life assurance
I'm dealing with my Uncle's estate tackling DIY probate. One part of the estate was a life assurance policy taken out in 1972 called a double protection to age 65. It says sum assured £10,000. My Uncle told me this was worth £10,000, which when you look at the name of the policy makes sense, he died at 88 so well past the…
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Diabetic husband refused life insurance
My husband is 30 and has been diagnosed with type two diabetes since 4.5 years ago. Previously it had been badly controlled, but the last few months he has brought it under control with medication. He has background retinopathy which is the only complication associated with his condition. We have three children together…
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Home Insurance and Loyalty.
I heard Martin on TV saying that you get no thanks for loyalty. I was with Royal & Sun Alliance (changed name to More than) since 1970, that's 43 years. Because we go away for over 60 days a year now, my £500 payment increased by over £600. I asked More Than if anything could be done as our neighbour enters the property…
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Poor car insurance repair
My car was in the crash repair place for 4 weeks having a new rear door, bumper and back panel fitted. All looked good on collection. Rained next day and water flooded in door! Worked out no membrane in door to stop rain coming in. Told insurer and repair place and they agreed to fix...repair place even said we know…
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Updated Cheap Car Insurance guide - new system
Hi everyone, This thread is to discuss our New Cheap Car Insurance system which has added in some Quality Ratings alongside our traditional price focus, to split up the best buy comparison sites This is very much a first incarnation, and we want to to improve on this system which looks at the 'softer' features of…
