Car insurance not sure about no claims discount

poohwinnie5

Hi,

About 8 years ago I owned a Nissan Micra and insured it under my own name for 4 years until I sold the car .

I decided with my father to buy a joint car as we both only drove a few miles a week. My father was the policy holder with saga and I was a named driver.

I've now bought a new car and would like to insure the car under my own name. As I was only a named driver on my fathers policy I don't think I can use the no claims discount that was built up on the shared car? Could I use the no claims discount I accumulated on the Micra? Thanks

Hasbeen

Sorry No. No claims only lasts for two years so its lost.

Try phoning some insurers as I believe some will give you some entitlement for being a named driver.

poohwinnie5

I have just checked I have only owned the car with my father for less than 2 years. I thought it was longer. My old policy is within 2 years. I will phone them up to see if I can get proof of no claims discount.

Does anybody know which insurers will accept no claims up to 2 years? Are some of them only 12 months? Is there a list anywhere? Thanks

poohwinnie5

It would also be good to know which insurers give you entitlement for being a named driver? Thanks

rs65

poohwinnie5 wrote: »

Does anybody know which insurers will accept no claims up to 2 years?

Pretty much all of them. Choose an insurer and then double check though.

Buzby

Look for an introductory NCD which is often given to those in your situation, but only from Brokers or direct negotiating - online quote services rarely provide this.

keith1950

The only NCD you actually have is what you have written proof of !!