-
Getting a second car
We're considering buying a second car and my Dad reminded me we can't use our no-claims for our second car - whoops!! I was just wondering what would work out cheaper. Current car in my name. 5 years no claims. No job, full time house wife, 1 baby. Husband named driver for 5 years. Full time job in computing. Neither of us…
-
Confused...Life Insurance
I haveread loads on here and looked at lots of different Insurance websites reading the Ts&Cs but still don't understand... If I take out a joint policy level term life Insurance for 20 years and neither of us die during that time do we get a pay out at the end of the 20 years? Does it depend who you insure with? Or am I…
-
Car Insurance Premium after an accident? Please help!
Yesterday I was stopped at a roundabout behind another car. The roundabout was clear and the car in front of me pulled off so I did too. She then emergency stopped for no reason and I went into the back of her. It was a very elderly lady who was not actually aware that an accident had taken place until I went over to her…
-
Leak from flat above - getting complicated!!
Hi I really hope someone can help me, I'm about tearing my hair out... I bought my basement flat two years ago. For about a year I had no problems with the flat above but when the tenants moved out of there, the owner got in some cowboy builders to redo the bathroom. I had an initial leak through to my bedroom and had to…
-
Life Insurance, Accident & Sickness Insurance Questions
Hello I am 41 years old and have currently got a critical illness policy - decreasing term in line with my mortgage. I looked through it and realised there is no death benefit on it and I am paying £17 per month. Also a lot of the conditions are exempt, ie. cancer if it's localised etc etc. I am thinking of getting rid of…
-
Building & Contents insurance am I doing this right?
Hi, Usual story, left my B&C insurance to auto renew with the same company for years and years. Woke up a couple months ago when annoyed by my car insurance (same complacency, same company) came in at over £700, took the advice in an MSE email and got that down to £408. So receiving my B&C renewal quote and seeing that…
-
Quandry need travel insurance 66 but have medical history
I am going to Japan for only about five days this month. Until recently, I had nothing wrong with me, however about six months ago, my psa was measured because I had a urinary tract infection. This gave a false very high reading, nevertheless I was referred to a consultant who carried out a series of test and found nothing…
-
Company cancelled my insurance
Hi there, I have 3 vehicles insured for chauffeur insurance, a driver was in a very minor bump six weeks ago, were we where totally non fault & the damage was roughly £100. I sent the form back to my insurance company, & thought nothing of it, just before it they had sent me a recorded delivery letter stating my insurance…
-
Car Stolen By Repair Man!!
Okay so here goes. I am in the motor trade, just a general sole trader who occasionally buys and sells cars, mainly damaged cars and repair to sell on. I have given a car to repair to a repair man who works at a garage - I haven't given it to the garage, just the person I know who works at the garage (he was using the…
-
Buying car insurance through Quidco
Hi All, On Quidoc it states: 'Cashback is not available on car insurance policies paid by annual Direct Debit.' and: Quidco will only pay cashback on policies to users who use BACS as their payment method. Does this mean you can't pay it in one lump sum (obviously cheaper than monthly) and get the cashback too? Thanks…
-
insurance won't pay out
we moved into our house in aug 12 and not long after started to have problems with the boiler losing water pressure. We also noticed water stains appearing on one of the walls downstairs. We had a plumber check for obvious leaks but he couldn't find any, and because the boiler was still under warranty, we called them out.…
-
Watch + phone insurance (and other goods)
Hi all Does this sound like a good deal, offered by my home insurer, Legal & General? I have a watch worth c.£3000 brand new (I purchased second hand for £1500) and a Samsung Galaxy S4. I want to insure it against loss, theft, damage etc at home and abroad. L&G have quoted the following for insurance until 19 November…
-
Car damaged as passenger in their car opened door
Hi, I'm just looking for a bit of advice for my daughter aged 22. Whilst sitting in her car at a service station a passenger in the car that parked next to her opened the door onto my Daughters car when the wind caught it. The passenger just got in the car and said nothing, my Daughter got out and saw a mark in the paint…
-
Retrospective Car Insurance Charges: Please help!
Hi I have just received an email from Admiral car insurance, advising me that they are going to charge me an additional £250 on an expired insurance policy as they have just discovered that I have an old speeding conviction which they claim I did not declare when I took out the policy. I did everything through…
-
Insurance payout !! Is this fair !!
Hi, hoping for a bit of advice. We had a bit of bad luck with our car setting itself alight outside our house a few weeks ago - electrical fault we are told. We are insured fully comprehensive. However we didn't read the small print and apparently this reputable insurance company doesn't insure you for FIRE on a fully…
-
Car Insurance, Called to reduce, better price, call again or just buy it?
Ok so I called my car insurance company to discuss my renewal price. They reduced it down for me after the call and sent me out a new quote in the post. I have obviously made a saving on their first quote. But I wanted to save more, is it worth calling again now with this new quote and asking again for a better price? Any…
-
Windscreen cover
Car insurance includes windscreen cover, free repairs and £75 x/s if new screen is required. Bonnet flew open on the motorway smashing the screen, if a claim is made does it go down as a claim at renewal? Will it affect future premiums? Insurer is Direct Line btw.
-
Car insurance: employed and student please help!!
Hi, I am applying for insurance via comparison sites as I usually do. I have put my employment status as employed as I am and need the business insurance as I use my car for work. However, I am also a student nurse, after I have put employed in the first box it then won't let me put in student in the do you have any other…
-
Made a boo-boo!
I've just taken out insurance with Tesco and went through all the details inputting my date as the 15th May that I need it started. I've just this minute found my renewal and lo and behold my insurance finishes on the 12th May - duh. Any way I can get this changed without it costing me a fortune do you know? Customer…
-
Home insurance payout
In a nut shell my dilemma is as follow, my conservatory was damaged beyond repair by the snow. The insurers told me to get three quotes. I went to one guy, who works for a large company, who said he'd give me two quotes, one from his company and a fabricated quote which would be dearer than his true quote. I did approach a…
