Car insurance question regarding previous no fault claim through solicitor

Elleceebee

Hi
This is a little complicated and I am not the best person at explaining things so please bear with me.

Last year my named driver (husband) was unfortunate enough to have some one reverse into him, the case was settled out of court by a Solicitors company who specializes in this work. The other driver admitted blame and all went through with the minimum of fuss. My insurer was informed by the company but no claim was made through them. The solicitor said the claim would not affect our no claims. No personal injury was involved.

Renewal time is up and I am struggling to fill the forms regarding the bits where you declare previous claims and incidents.

The policy needs to be in my husband's name this year due to work changes and I will be the named driver.

1. the forms ask for previous claims/incidents, do I have to put it down and if I do...does it have to go on both the policy holders declarations AND mine?

2. I have no idea of the amount involved and will have to pay the company to search the file. I imagine the claim was quite large as we had a hire car....so surely this will affect our premium.

thank you for reading, I would really appreciate your help. I have to do the forms within the next 2 days.

Elle

McKneff

Yes, it does. And whilst your solicitor says it wont affect the NCD it could well impact on premiums.

Some do and some don't.

Elleceebee

Thank you for the information. I will get now try and find out the claim total. yuck, not looking forward to the rest of today hunting down the info and then hunting insurance quotes.
Thank you again.