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Car insurance
Hi, I'll try to keep this short and simple! * My car insurance is up for renewal in May 2013. * I had 3 points on my license for a PC30 in June 2008. If I renew my car insurance in May I still have to mention the PC30, as it is 5 weeks before the 5 year limit which insurers ask for, even though I removed the points from my…
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Car insurance level of cover
I can't believe what I've just found out :eek: After years of working at the same office and buying my social, domestic and commuting car insurance policy every year, I've just found out that I wasn't always insured. Driving to offsite meetings, training days, team get together events, although work related do not count as…
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How can I stop iGo4 charging my card?
So I took out car insurance with iGo4 recently, as they were the best priced. However, it appears their business model is based on finding any excuse to charge additional fees. So far I have paid £70 in "late document fees". The latest email I've had from them states that the no claims bonus letter from my previous insurer…
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FTB advice re life & critical illness cover
Hi there We have just sorted our mortgage for a flat and are looking at life and critical illness insurance. Me and my girlfriend are both in our mid 20s and it is our first purchase together. We have had a quote from our building society which works out at £38pm for a joint policy and covers 40 broad illnesses. My…
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Travel Insurance - being airlifted off cruise ship?
Hypothetical question - Read in the news of person being airlifted off cruise ship to hospital. Can anyone tell me if a person is taken off cruise ship in British waters, by British coastguard helicopter to a British hospital is there a charge for this, or is it covered by NHS? I know there will be cost of medical…
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Mce Insurance
Hi all, Newbie-ish here (go easy on me) I've been looking at car insurance for the past few years and in the past month or so my quote has dropped massively. Im 24 with 6 points and got caught with IN10 (failure to insure car) which was a problem with company, not me, so insurance has been a pain to try and get. I was…
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Insurance renewal a joke, always shop around.
I know most people do shop around when its time to renew their car/van insurance but there must be some who dont bother, this thread is a reminder to them to wake up and save cash. Just got my renewal notice from Gladiator Insurance (part of Admiral) and it was up to £471 from £300 last year, I phoned them and after a bit…
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Insurance for properties abroad, based in UK?
Can anyone reccomend any insurance companies for properties abroad that are not rented out please? Looking for one based in UK, using 'Intersure' at the moment but its renewal time and they've (like most things) gone up way to much for no-claims insurance this year. Is it to much to ask for one that I can go through Quidco…
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Contents Cover - Tablet?
Trying to sort out contents insurance for a place we're moving into, and I notice that the insurance companies ask about laptop cover, however there's nothing specifying tablets. Do I presume that tablets can come under personal possessions?
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Thanks for advice with a claim.
I just wanted to say thankyou to the great folks who advised me recently on a claim for furniture damaged whilst in storage. Basically, the insurance company wanted to pay just £460 against my claim of just short of a thousand pounds. The insurance cover was provided by our removal and storage company and was an indemnity…
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Previous copmany lease car - not named individual - NCD?
I have had a company lease car for the last 9 years or so. I have not had a privately owned car and neither has my partner. I am no longer entitled to a lease car (work for large county council - cut to employment T&Cs). So, I am looking to buy a car and insure it. I understand even though I had sole use of one car (it was…
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Fully comp in EU
Would anyone happen to know of a car insurance company which will extend comprehensive cover to include EU driving, for holidays, days out etc. I ask because, despite many of them claiming "full EU cover" what they actually mean is third party only. I'm sure I have had cover extended in the past, just can't remember which…
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Liability insurance for rented cottage abroad
Hello! Have booked a 'Gite' in France for a week in May. Contract quite rightly stipulates that whilst I'm there, I'm responsible for the property against accidental damage (flood, fire etc....) Apparently, in France, this is generally included in people's home insurance policies. Not here in the UK it seems, or at least,…
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Budget Insurance
Hi Long story - here is a copy of a email sent to the BBC I need to know how to take this further. They are behaving terribly and really are bullying me. I am sick of this and wish to take this further. Can anyone advise me? Mods - all I have posted here is true - if I have broken any rules by using names or otherwise…
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Is claim for home emergency cover a claim on contents?
I have my home insurance with MoreThan and when I rang up today to cancel and told them that I found a cheaper quote somewhere, I was asked if I disclosed my "claim" for an accidental loss. I was truly shocked because we didn't have any losses hence did not make any claims as such. However when she mentioned the date, I…
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Marks & Spencer Pet Insurance: Excessive Premium Increases
I have just received my annual pet insurance renewal notice from M&S (underwritten by Royal Sun Alliance) and it has risen to a whopping £160 a month, yes you read that right, that is almost £2000 a year and over 12 times what it was when I took the policy out 7 years ago. My dog is just 7 years old and has a ongoing…
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legal cover
Hi If you are looking to claim under legal cover on an insurance, is it normal to claim on the year the incident happened, or the year you are going to claim- if these are different? If any one could point me in the direction where I may be able to find the answer that would be great. TIA
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Car write off and hire car costs
A delivery driver hit my parked car and has hit the bumper, back panel, and both doors. The car is an 06 reg and Glasses guide says £3800 market value. Repair co have said they've told insurer £2600 to fix. Insurer now wants Engineer to see car as they think it likely a write off....so waiting for inspection. I have asked…
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No Limits Travel Insurance
Hi, Has anybody used 'No Limits Travel Insurance' .com for travel insurance? I have a pre-existing medical condition, which I've had for years and continues to be controlled and managed, and yet so many insurance companies are adding on extra premiums to the travel insurance quotes. No Limits travel insurance is quoting…
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Loss of no claims when switching companies
Hi, all, new here. The fashion these days is to switch providers frequently to save money. However I worry that this can often be a short term gain, long term loss. I have just noticed that my car no-claims (protected) is only 7 years. It is over 20 years since my last claim. My providers maximum is 9 years. What I suspect…
