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Motor Legal Protection
How important is Motor Legal Protection on car insurance - an additional £30-£35 sometimes - is it worth it ? and what does it provide ?
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DAS - Insurance Cheats?
I have been with Endsleigh Insurance for years. Their legal expenses cover is underwritten by DAS. I also have employment insurance underwritten by them through my professional body. I have made a number of claims to DAS under these policies. On every occasions DAS written back to me to say I am not covered. Having an LLM…
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Decent laptop insurance -PLEASE HELP
Hey guys, I've bought a new Asus Vivobook S500CA Touchscreen laptop and as I paid near £500 for it i would like to get some insurance on it. I am looking for recommendations that would replace the laptop if something did happen to it in a quick and easy manner. I would want a touch screen laptop again and not a replacement…
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Post Office car ins >50s cashback
Hi all Can anyone advise me about the PO car ins deal for over 50s? Their website says, "We guarantee to beat your car insurance renewal quote by at least £50" My renewal from CSIS was £376.75 and the PO quote was £518.00. The impression is that if I accept the policy and then send them my old renewal notice, they will pay…
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Accident History for Pot Holes?
Hi there, I have recently fallen fowl of two very dangerous pot holes in my local area which have failed to be filled by our local council. I have checked on their pot hole reports site to find the faults have been reported weeks back. I was urged by my tyre repair man to put in a clam to the council highways department to…
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Home + Multi car combination insurance deals - are they out there?
I’ve read through the home insurance cost cutting thread and also quite a few of the car insurance threads but I’ve found nothing specific regarding multi car plus home insurance combination deals. Do such things exist, are they worth exploring or am I simply looking to compare apples with oranges and should therefore keep…
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Basic Information - Life Insurance
Hi, Just wanted some basic advice please. Me and my husband are in our late 20's, no health issues, don't smoke etc. We have a baby and a small mortgage. We have started to think about life insurance, mainly as my husband is a cyclist and has been knocked down a few times now, got to plan for the worst happening…
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Business or Domestic
My husband collected me from the airport the other day when i returned from a business trip. As I was not paid for that particular day and am not claiming overtime or travel time. Would the car journey be classed as social, domestic or pleasure by the car insurance company?
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Car insurance trebled at new build house
Hi Martin I've been searching price comparison sites for my dads car insurance renewal. It came out at £260 with Axa which was great but when he called them to change his address to his new home (a new build house a few streets away from where he lives now) the quote changed to £990!!! The operator said it was because the…
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Mobile phone on home policy, and gadget insurance
I had a smart phone, bought 11 months ago. At the same time I bought specific gadget insurance for it through insureandgo. Since then I have renewed my home and contents insurance which also covers items outside the home. The phone has been lost, the police contacted, and an IMEI block done. I would like to to claim with…
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Car Insurance claim
In January 2013 I skid on ice on a steep hill (at very slow speed and low gear) and hit a parked car, had bumper, headlight damage to my car and bumper damage to the other, had to claim my insurance for repairs, both cars have been repaired in January itself, but I have not received any documents from my insurance company,…
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Third Party Claim - Cancellation of Policy?
Hi, I really need some help. My sister recently had a car accident (she went in to the back of another car). She reported the accident and she was told to take the car to an authorised garage, so that it could assess the damage. She was told this was required because of a potential third party claim and not because she was…
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Contents insurance, what is my occupation?
Just sorting my contents insurance, I rent so don't need buildings insurance. I'm not working and claiming income support and I'm not required to look for work as I have a newborn baby so as my occupation can I put 'housewife/person' or would I have to put 'unemployed' even though I'm not looking for work at the moment?…
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Home Insurance - No claims
Hi I am about to buy my second home and was wondering when applying for home insurance for the 2nd home, can I say I have held 5yrs of continuous insurance (1st home) or can this only be used for the 1st home? Thanks,
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2nd car insurance
Hi Dudes & Dudesses, now, straightforward situation..... i have old car, going to buy new car, and then sell old car. But, both cars do need to have their separate insurances - new car long term (year), old car until i sell it (variable). Also, old car is coming up for renewal very soon (haven't bought new car yet -…
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Car Insurance courtesy car wait!
Hi, I've been waiting on the garage who the insurance lets you deal with one-on-one to, and their insurance states if the car is repairable then a car is issued. It took 5 days for them to get the car (because of the weekend) and in totally it's the 11th day from the accident today with me waiting - with todays excuse…
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Buildings Insurnace, does it cover landslide etc?
Hi Was wondering if you can get covered for landslides, floods etc? Thinking of buying somewhere with a neighbouring farm and a slope which forms part of the garden. If anyone knows of insurnace companies that really do cover 'all periles' would appreciate some advice Thanks
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Motor Insurance: Multi-car Quote - chicken and egg situation
I currently have multi-car insurance with a well known Insurance company and have just received my renewal documentation. I want to compare it to other companies, but when I contact the other companies, they are unable to give me a multi-car quote until I have an active policy with them for at least one car. They are…
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Where do we start?
Apologies if this has been asked a million times before but I am completely clueless about this subject. My husband and I declared bankruptcy march 2010. Our IPA ends in May and we would like to set up life insurance/assurance when this ends. I realise that we'll no doubt have to do some hunting around to get a company…
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Insurance Claim Rant
I have a critical & life mortgage insurance policy with Friends Life (I bought it when it was Axa). The policy has payment protection on it and there's a 26 week deferrment before payout. This period has come and gone and Friends Life are still asking my employer questions about my work and illness. I have provided them…
