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Home insurance claim
My son has just had his shed burgled and all his fishing tackle stolen. He got in touch with the insurance company who said that his claim would be limited to 2k, they in turn put him in touch with another company who told him to select some replacement tackle from one of their websites. On looking at this website it seems…
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eSure Home Contents Policy Exclusions - is this commonplace?
I was about to buy insurance from Sheila's Wheels/eSure yesterday but when I reviewed the policy I found an exclusion to the contents insurance, under "Theft or Attempted Theft", which concerned me. They exclude "loss or damage: caused while you and your family are away from your house unless force or violence is used to…
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ISA with Life Insurance included
I have an ISA that I pay into that provides LI and CIC during the term of the agreement to cover my mortgage. I want to set up another to provide additional life cover. I cant find a product like it anywhere. Do they still exist??
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No claims bonus help :)
I was with Bell (10 months booster) when I had my last car insurance, since I left them after not having a car for a period of time I never updated my address with them. They sent my no claims documents to my old address, when I contacted the new owners they told me they chucked the documents away. When I rang up Bell…
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Hospital charges vs Insurance
With a hospital “self-pay” headline price (up-front payment) there are usually some necessary extras to be added. BMI ‘s online price for procedure W4210 (total knee replacement) is “from £9800” which is in rough agreement with several other hospitals’ charges and the extras are the initial consultation charges (including…
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building and contents insurance for my mum who has had a stroke
Hi there, I wonder if anyone can advise me please. My mum had a stroke about a year ago and basically spent 3 months in hospital and then 9 months in a care home. She has moved back into her house now (with care coming in twice a day), but while it was vacant we got a specialist unoccupied house insurance policy. Her…
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sickness insurance
Is ppi still available to buy my bank dont do it anymore
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Life Insurance help
Hi I wanting to get Life Insurance for myself and one other who is just over 70 but its a minefield. I have no idea how much cover I want but know will not be able to afford much more than £40 per month for two policies. The other problem is to know how many years to take out the policy, sometimes if I put in 10 years I…
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busniss insurance
Hey all guys here I just want to take some ideas about my busniss I have a small scale busniss and I have already insure my busniss from one private insurance company, but now I want to transfer this policy with another copmany is it possible?
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Insure and Go Travel Insurance
Hi Folks Advice needed asap please. Am just about to buy a policy from these guys but have read some really naff reviews but its seems to be based around gadget insurance mainly etc. I know insurance don't like paying up and will try anything to get out of it etc., but I really need this insurance asap as I travel on…
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Water escape claim and possible legal action
I own one flat in a converted house of 4 and we have building's insurance with 4 policy holders including me, and a shared freehold. A couple of months ago there was a leak from my flat to the one below resulting in some damage to lights and a ceiling. When it happened the people below me said they'd contact me to discuss…
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Home Insurance Delays - Unfair?
We pay building insurance via our Housing Association. The property is shared ownership, hence the above. We made a claim and we have had nothing but delays since about September last year. We still await the repairs. Can I complaint? Or have I lost this right? because I pay via the HA. :cool:
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Guide To Cheap Annual Travel Insurance
Vacations are for fun, it means leaving behind your job and responsibilities for a while. Having travel insurance is one way of putting your mind at complete rest. It's a lot easier to enjoy your trip if you know that you are covered from luggage lost to sickness. The further your trip will be, the more you will need…
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will my critical illness cover pay out?
hi i have had life insurance with axa for seven years.i added critical illness cover 12 months ago when i reviewed my insurance policy due to check i would be covered working in a war zone and realised i didnt have critical illness cover. 12 months i have been diagnosed with ms. i had no previous symptoms and was…
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Resolving a car insurance claim before moving abroad
Hi Can anyone help me with this problem? Unfortunately I crashed into the back of another car in the icy January weather. I admitted liability and gave the gentleman all my details so that this could get resolved quickly. I'm due to leave the country early May to teach abroad and so I need to cancel my car insurance and…
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Do i need to inform insurance company?
Hello I am making a claim against a private company's public liability insurance due my car tyre being punctured by loose debris in their carpark (this is an on going issue). Do i need to inform my car insurance company of this claim? Thanks
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Insurance renewal due a strong possibility of subsidencef
My insurance is up for renewal in 5days. I had a painter/decorator come round to give me an estimate. I have plastered walls that have some cracks which i expected however i have noticed more showing up at by the wall near the window and also a few on the wall adjoining the stairs. I have small patch of clay soil outside…
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House underpinned ,renewel due?
Hi, My house insurance has been going up steadily every year , this year yet another £50 has been added . When we bought the house it had a history of being underpinned though subsidence was mentioned in the paperwork the previous owners argued with the insurers the house had not suffered subsidence. In fact no cause was…
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Bizarre question about home insurance
Hi, could use some advice regarding home insurance... Here is some background... Early last year we suspected that our then cleaner stole a number of items (total value of about £500). We reported to the police, cleaner was taken to court some months later but was found not guilty. We did not make any claim on our house…
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Insurance not Cancelled in error
My dad has a life and critical illness policy and a separate life insurance policy, all took through the bank (I know, not cost effective). In 2009, he requested a cancellation of his two policies to be replaced by two new policies due to a house move and children who were no longer dependent (except for one). The thing…
