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Contents insurance, what is my occupation?

flumpy9382
flumpy9382 Posts: 3 Newbie
in Insurance & life assurance
Just sorting my contents insurance, I rent so don't need buildings insurance. I'm not working and claiming income support and I'm not required to look for work as I have a newborn baby so as my occupation can I put 'housewife/person' or would I have to put 'unemployed' even though I'm not looking for work at the moment?

I've never taken insurance out before and don't want to mess it up should I need to claim! Thanks for any advice.
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Comments

  • forgotmyname
    forgotmyname Posts: 32,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Depends on their wording. With my insurance over the phone it was are you in receipt of any state benefits.
    Censorship Reigns Supreme in Troll City...

  • trailingspouse
    trailingspouse Posts: 4,042 Forumite
    Part of the Furniture 1,000 Posts
    'Housewife' is a lower risk occupation than 'unemployed'.
    No longer a spouse, or trailing, but MSE won't allow me to change my username...
  • Faith177
    Faith177 Posts: 2,927 Forumite
    Part of the Furniture 1,000 Posts
    trailingspouse wrote: »
    'Housewife' is a lower risk occupation than 'unemployed'.

    Some companies won't accept housewife unless you have a partner that works
    First Date 08/11/2008, Moved In Together 01/06/2009, Engaged 01/01/10, Wedding Day 27/04/2013, Baby Moshie due 29/06/2019 :T
  • bryanb
    bryanb Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Childminder?
    This is an open forum, anyone can post and I just did !
  • thegirlintheattic
    thegirlintheattic Posts: 2,761 Forumite
    If you are claiming JSA you need to put down unemployed.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
  • hugoshavez
    hugoshavez Posts: 586 Forumite
    Faith177 wrote: »
    Some companies won't accept housewife unless you have a partner that works

    Really? Who?
  • Faith177
    Faith177 Posts: 2,927 Forumite
    Part of the Furniture 1,000 Posts
    hugoshavez wrote: »
    Really? Who?

    One I use to deal with when I work as a broker. How can you be a housewife or husband if you are on your own the clue is the word
    First Date 08/11/2008, Moved In Together 01/06/2009, Engaged 01/01/10, Wedding Day 27/04/2013, Baby Moshie due 29/06/2019 :T
  • hugoshavez
    hugoshavez Posts: 586 Forumite
    Yes it's just me and the kids, but I consider myself a full time mum/homemaker/housewife - not unemployed

    Heard it a million times. Could never be 4rsed to argue the point to be honest.
  • Just_Some_Guy
    Just_Some_Guy Posts: 232 Forumite
    If you don't work you are one of:
    • unemployed
    • independent means
    • retired
    • housewife/househusband
    If you're not loaded, you don't have a spouse who works, and you don't receive a pension, you count as unemployed unless you have some special circumstances applying
    bryanb wrote: »
    Childminder?
    don't put this down unless you are properly registered with ofsted etc as one; also childminders who look after kids at their own home get special terms and conditions on their insurance making it a doubly bad idea
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    The "wife" in housewife means woman, not married lady.

    It is like "midwife" - someone who assists the woman in labour.

    Similar to "hausfrau" in German - literally "house-woman".
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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