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No Limits Travel Insurance

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Hi,

Has anybody used 'No Limits Travel Insurance' .com for travel insurance? I have a pre-existing medical condition, which I've had for years and continues to be controlled and managed, and yet so many insurance companies are adding on extra premiums to the travel insurance quotes.

No Limits travel insurance is quoting much more competitive prices but I can't find any reviews on them when I've done Google searches. Any feedback / experience would be greatly appreciated.

Many thanks

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Argo Syndicate 1200 is the actual insurer behind the policy and the website is seemingly a bit of a side project given they are only an Authorised Representative. Ashbourne Insurance Services are the broker that are taking responsibility for the sale.

    Not really much to say about any of the bodies involved, Argo are a Lloyds syndicate that seem to be making a bit of a push into the niche areas of mass market personal lines products recently as there have been a few queries on "new brands" that have them as their underwriters
  • lozzano1
    lozzano1 Posts: 9 Forumite
    Part of the Furniture First Post Combo Breaker
    Thanks for that. So would you say they should be safe enough to go with?
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Ultimately they are a UK regulated company with the protection of both the FOS and Lloyds around them.

    Purely personally, I am not too keen on dealing with a tiny company that has no telephone number at all and is only an AR. It should be fine but customer service may be a challenge if it is required outside of a claim.

    That said, the guy that runs the website is also a director on the regulated company Ashbourne so there is always a route in via there if needs be
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Ultimately they are a UK regulated company with the protection of both the FOS and Lloyds around them.
    According to their website:-

    Who We Are

    Nolimitstravelinsurance.com is a trading name of Nolimitstravelinsurance.com Ltd, which is an Appointed Representative of Early Dawn Ltd, which is authorised by the FSA.

    Looking at the register, Early Dawn is an AR of Ashbourne Insurance Services (hoddesden) Ltd. I can't find nolimitstravelinsurance on the register.

    I also can't find Nolimitstravelinsurance.com Ltd on companies house.

    Could someone else check?
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    It wont be, it says it is a trading name of Early Dawn and Early Dawn is on Companies House and on the FSA Register (ID 556385)

    As per my previous post, the sole director of Early Dawn is also a director of Ashbourne Insurance Services Ltd
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