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Car insurance level of cover
Whatretirement
Posts: 3 Newbie
I can't believe what I've just found out :eek:
After years of working at the same office and buying my social, domestic and commuting car insurance policy every year, I've just found out that I wasn't always insured.
Driving to offsite meetings, training days, team get together events, although work related do not count as commuting and you need business cover.
I knew of business cover and just assumed it was for people who were visiting lots of different sites.
I spoke to three insurers about this and got the same story from all of them which is that if e.g you had a bump on the way to a training event not at your normal office then they would take a view on it but you probably would not be covered.
Course looking online now, there's loads about this. I feel like I'm probably the only person on this site who didn't know about this, but thought I would post anyway
After years of working at the same office and buying my social, domestic and commuting car insurance policy every year, I've just found out that I wasn't always insured.
Driving to offsite meetings, training days, team get together events, although work related do not count as commuting and you need business cover.
I knew of business cover and just assumed it was for people who were visiting lots of different sites.
I spoke to three insurers about this and got the same story from all of them which is that if e.g you had a bump on the way to a training event not at your normal office then they would take a view on it but you probably would not be covered.
Course looking online now, there's loads about this. I feel like I'm probably the only person on this site who didn't know about this, but thought I would post anyway
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