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Car impounded. I was unaware insurance had been cancelled by RAC.
Hello, I was wandering if anyone was able to offer some advice. I was pulled over by the police on the way home from work today and advised there was no record of insurance for my car. I had payed £450 upfront in July for 1 year of insurance for me as the main driver and my boyfriend as the 2nd driver with the RAC. I had a…
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Hit by a drunk driver - insurance not valid?
Someone I know has had their car written off by a drunk driver. The offending party is insured by Tesco car insurance, and apparently they won't payout - obviously because drink driving would invalidate the insurance. Does that sound correct? I suppose the next step would be Civil action?
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Car insurance comparison sites - premium affected!
I recently renewed my car insurance with Diamond. I had an email today asking for an extra £110 because of an accident they claim I didn't disclose. On speaking to them it turns out they check through quotes generated on comparison sites & found one listing an accident in Jan 2011. I didn't have an accident at this time…
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Does swapping a french licence to UK lower premiums
Hi, My girlfriend is french and has a french licence. She seems to be paying a lot for insurance despite the online broker saying they take the date she passed her french test and her french no claims history into account. Would it make any difference if she swapped to a full UK licence? Does anyone know any companies who…
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Cancel & Renew? Young male driver policy.
My son passed his driving test in October this year. He paid £2400 for his policy on a 1L Corsa in October for 12 months. Does anyone know if its worth cancelling that policy and taking out a new one, now that the new equality law has come into force? We've done a new quote with the same company his existing policy is with…
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Nationwide flex account travel insurance
Does anybody know how much it will cost to ugrade to worldwde exc USA? Could get it for £35 with flexicover for 30 days. Not sure what to do whether to buy a seperate one or upgrade with NW. Can anybody help pl? Thanks
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car ins charges
Dont know if i,m on the right site but here go,s. My car ins BUDGET asked me for proof of purchace of my car, which I photocopied and sent them. I recieved a letter 27/12/12. to say that my ins price has gone up.But worse than that they are charging me £30 for the privalige. what can I do?.
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What is the difference from life INSURANCE and life ASSURANCE
Me and my partner both have life assurance at the moment and we are paying about 60 pounds a month for this.My partner was talking with a friend about life insurance and his friend is paying about 16 pounds a month for life insurance. I have a 9 month old baby and every penny counts.Could someone help me please??? Thank…
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Travel Insurance fit for purpose??
Hi All I'm off on a trip to Kenya in a few days and have been pulling my hair out over travel insurance. Initially it was trying to find an annual family policy that would cover a good range of water sports (we are qualified divers and are having a water sports holiday with the kids later in the year). However, after…
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DIY and insurance accidental damage.
Hi folks, As someone who attempts diy now and again (but not always sucessfully) I just thought I would check my accidental cover with my insurer Churchill and it seems the motto is "be very aware" for any diyers or diy jobs that go wrong. http://www.churchill.com/home-insurance/extras/accidental-damage-cover.htm Reallt…
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Temporary car insurance
Hi all Looking for some advice on cheaper car insurance...aren't we all. In this case its temporary insurance I'm after. My son has changed his car, and now his old one is on my driveway, with MOT and tax but without insurance. I'm transferring ownership to myself and plan to insure it on a temporary basis in my name till…
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A sorry tale about Hastings Direct car insurance
I found my current car insurer - Hastings Direct - using the MSE links to comparison sites. I made the assumption that these comparison sites do some form of vetting before allowing companies to quote via their 'shop window'. I don't think it unreasonable that insurance sold through these sites should be 'fit for purpose'.…
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non fault accident company or own insurers?
Can some one give me a simple answer. I had a non fault accident ( i believe) the other person kept saying i am sorry, i am sorry and 'i dont want to go through my insurance company'. My garage said oh yes you should and then gave me the number of 'Excel Law' to ring and they are now dealing with it. But i am fully comp…
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Motorcycle no claims after a two year break in insurance
I've read that a select few insurers will allow you to carry forward your no claims bonus up to a period of three years break in your policy. I have a two years break and would ideally like to save as much money in the long run as possible. Does anybody know of a specific motorbike insurer that will allow a break in…
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Will car ins increase if claim is made but i'm a victim of crime
Hi all, looking for a bit of advice. On Sat my 18 year old daughter was driving home when she was rear-ended, taken out of her car, thrown in a ditch and then had her car stolen. Whist we have notified the ins company we are undecided about putting a claim in as it may not be financially benefical. I was then told by…
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LV car insurance advice please?
An insured vehicle hit my car (while it was parked and I was elsewhere) back in mid- October. Luckily I was parked outside a police station so the person who hit me was stopped by two police officers who took his details, ascertained he had insurance and left a note on my windscreen with all the necessary details on. I…
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Car accident claim. Looking for advice
Hi, my partner, who is a named driver on my policy (fully comp) was involved in a non fault car accident on Saturday. He had parked up leaving his dad in the car whilst he went to post a xmas card. The street is a cul-de-sac and he was parked on the opposite side of the street from the house he was delivering the card to…
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Income protection
Please help. A couple of years ago I purchased from my bank manager an income protection policy. He was fully aware of my situation, that I work in the NHS and what was my salary. We agreed on a benefit that would start 52 weeks into unemployment for health reasons. He did not tell me that any income I would receive at…
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Third party insurance and the excess
Could anyone explain why, if as I read so often on this board that excesses do not usually apply to third party claims, why it is that more often than not it seems third party only insurance policies quote an excess?
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Problems trying to contact Jump Money
Hi, I wondered if anyone had tried ringing Jump Money lately who are a firm of financial advisers. I have the tried 3 numbers that I have always used for them, and have used them in the last few weeks however on ringing them in the last few days, at first they were all saying number not recognised, now it's just a dead…
