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Pet insurance - which breed?
I am looking to insure my dog which is a dachshund cross jack russell. With one insurer, if I mark him as a dachshund cross it's a lot more expensive than if I mark him as a jack russell cross. £10 difference on the cover I would probably go for. You could say the prominent breed in him is the dachshund because he has the…
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Car insurance advice needed please
Hi, advice needed please. Have recently written off car. Have received the payout for vehicle less the excess. Currently looking at buying replacement car, just wondered what happened with insuring the new car? Reason being, I am still paying for the "written off car" yearly policy in monthly installments with 9 months…
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AA breakdown cover??
So we've been customers that long now that they've quoted us based on some "Gold" membership. What does this provide over the standard membership? According to the renewal quote, we have roadside relay & the breakdown is: Roadside: £62.72 Relay: £59.41 Family Cover: £96.61 Total: £218.74 We have 4 people on ours. All we…
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Car Accident claim advice
My son has had his car reversed into on a friend's driveway. No problem with admission of fault etc. The friend's family are suggesting my son gets a quote for the, quite extensive, damage rather than involve insurance and they will settle privately. Their son, who caused the damage, is only 18/19 years old so this is not…
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van insurance cancellation charge?
hi all, new to the forum and could do with some advise if possible. i have had van insurance with a company for just over a year(went through a broker). anyway, a month into going into the 2nd year of insurance, the broker contacted me and asked for me to sign some documents and forward a copy of my licence. i was sent the…
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Life Assurance Policy question
Hi, I have a L&G life assurance policy sitting alongside my mortgage, I pay £20 a month or something to protect the mortgage of £245k (6 years ago) now £203k. My question is that I have seen in the news these companies not paying out on minor technicalities e.g. boxes not ticked etc and even for some illnesses. Is there…
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Fixed penalty notice.
im asking this question on behalf of a Friend of my Husbands so apologies f details are a bit sketchy. So , Hubbys friend drives a taxi and works alongside my Hubby. The Friend has told Hubby that he has received some letters from the local council to say: 1) A council official has witnessed the Friend smoking in his taxi.…
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Pet Insurance claim question
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what life cover should I opt for?
I'm 42 years old, female, non smoker, married, NHS employee,a mortgage of £122,000,paying into an NHS pension, history of depression (no symptoms since 2007) - I want to ensure that any cover I take out will pay off outstanding mortgage when I die... what should I do?
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travel insurance help needed..... pleaseeeeeeeeee
hi i recently cancelled my birthday holiday on the 10th december, i was due to fly that day but unfortunately broke my tooth and lead to a gum infection/inflammation. was in agony and kept me awake all night... i had to have an emergency dentist appointment an hourbefore the flight as i thought i had a dental abscess as my…
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£1000 MORE for LPG why?
Hi All I've been looking at getting back on the road again and looking at cars, I have found a couple of LPG ones but when I am doing the quotes they're coming back between £1000 and £1500 more due to LPG. I know it's the LPG becasue I kept the same cars for the quotes and just checked and unchecked the LPG. Any ideas why?
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Insurance help please - cancelled policy
Hi Just wondering if anyone can help. I had an insurance policy for my buildings and contents for the last year (Dec 1st 2011 - Nov 30th 2012) but I got a cheaper quote from another insurer and insured with them from December this year. Unfortunately, I forgot to cancel the insurance policy with the other company (1st of…
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Expat life insurance
Uk citizen, now retired and moved to Thailand. Are there any Uk insurance companies/brokers that can offer life insurance to me now? many thanks for any advice.
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Buildings Insurance between Exchange and Completion
Hi, I was wondering if anyone can help. We should be Exchanging Contracts on a house in the next week or so but unfortunately can't complete until the end of April due to complications in the chain. My mortgage company need to see evidence of me having Building Insurance on the house before we can Exchange (my Solicitor…
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one day uk (travel) insurance for a spa visit
i received a really generous gift of a spa day (worth £150) from my in-laws for christmas. however i have a 4 month old baby and although baby sitting has been arranged for that day, if he's ill or theres some other problem with him i wouldn't be able to go. unfortunately the spa's cancellation policy is 100% of cost, if…
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Moving to Crete. Which insurance?
My partner and I are moving to Crete in May 2013. We need to have some sort of health insurance in place before we apply for our residence certificate. Can anyone advise as to which insurance/assurance is suitable? I've just read the article in this weeks Email, but I am still undecided as to insurance or assurance for…
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house on the move ?
my house ground floor has over the past 9 years since i bought it,started to gradually slope away.It is on an incline,my survey when purchased did not show any problems,but if you go under the house(where there is storage area)there are a few piers ,which are not very old,and which were definitely not original,hence why a…
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Landlord Insurance - Your Recommendations Please
Hi All My other half has a job overseas so we're going to rent out our house here with consent to let (Natwest have preferential terms for anyone interested) as such we need to sort landlord insurance out and I'm after your recommendations, I'm not necessarily after the cheapest, though if they're cheap & come with good…
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maturing endowment policy
Hi, My endowment policy matures in,april 13. I repaid my mortgage about 10 years ago but kept the policy running for investment purposes. When i reviewed this a few years later i still kept it running as husband was diag with cancer so we thought it prudent to keep it on for the insurance aspect. Glad to say i haven't had…
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Home insurance renewal ...confused!
Hi Can anyone tell me if, when using comparison sites, it's simply a case of entering the details that are on our current policy as near as possible? We've received our home & contents renewal which is £1004 annual premium (about £83 a month) which I've been told is really high! So I've just entered details of what is on…