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insurance paper work mixed up
hi my partner recently had a quote for trade insurance and he company sent out the paper work so he can look through and make a decision before going ahead with it. He recieved the paper work yesterday and there were alot of mistake in it, they had even put the company down as motor servicing instead of car spraying and…
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life and health Insurance
when we were at our last house (2003) we swapped mortgages and went through Lloyds TSB. Typically they reviewed home insurance and our death cover etc. We were recommended that for a little more we could have life cover and medical cover in one. Now at this time my husband had a bad back and we were told his back wouldn't…
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Sickness Cover for Self Employed
Hi All, I am a self employed window cleaner and i am looking for cover should i have an accident or fall (unintentional pun) sick. Ive looked on the website and the forum stickies and cant find much. Has anyone got any advice or good links? Also wondering whether i could bundle it with private medical insurance and save…
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Claimfast letter
I had an accident (my fault) 5th March this year. The claim seemed to go through fine, and I admitted everything to Hastings my insurer. Anyway I thought it was all settled, but today out the blue got this letter from a company called claimsfast. They said that my insurer had admitted liability, but had not settled in a…
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The change in the personal injury claims sector
Just bringing this to people's attention and to encourage some debate and get people's views on it. Reforms are due to come in next April which will see the ban of referral fee payments being made by solicitors to insurers and accident management companies. This has been in the pipeline for some time. But what is going to…
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Advice regarding phone insurance - Claims or refund possible?
I bought a Samsung Galaxy Note from amazon.co.uk in the Summer, bought insurance for it from protectyourbubble.com 3 days later, the day my phone arrived. Last week my phone was broken, my screen was smashed. I called the insurance company, they told me to send them my proof of purchase. I did so and today got an email…
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Tesco car insurance scam
Tesco bank car insurance voided my policy on the 21/11.2012 after they found out i made a mistake on my quote application (which was with compare site) i have had this policy since 2/2/12 so have had this policy for for over half its term and they have voided and kept all payments for for time on risk. The reason for…
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House insurance and house move
I'm hoping to move house soon and only have 2 months left on my current policy, looks like its a £25 fee amendment for changing address, my new property should be cheaper to insure than my present. Going from a detached listed 4 bed timber/stone to a 2 bed semi brick builtBeen looking at quotes for the new house with cash…
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Car not registered on Motor Insurance Database by Insurance company.
Renewed my daughter's car insurance in June of this year. Paid a lump sum up front to save paying the extra for monthly payments. Thought all was well until she received a letter in October, from the Motor Insurance Database (MID) telling her that her car was not insured! Called the company (ecar) they said yes she was…
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Direct Line policy cancellation - claim made but not my fault
Hi, I had cancelled monthly paid car insurance policy with Direct Line after 9 months. They want me to pay remaining premium (275 quid) because a claim has been maid in the period of insurance cover. I understand that it's stated in policy T&C, but that accident was other driver's fault and the claim was settled - no my…
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Together insurance is it any good? home insurance
Hi I got this deal from together insurance I pay 13.45 for 10 months and 2 months free, the excess is 450 quid. home emergency cover and accidental damage included. Is it a good deal? Anyone using them?
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Impossible to claim on Virgin Money Travel Insurance!!
Lost camera on Calais/Dover ferry in August, I called 3 days after holiday to see if I could make a claim, I was told yes & they won't pay out as I did not get a written police report that it was lost withing 24 hrs of it being lost. I called P&O Ferries the day after I returned from holiday but had to wait three weeks to…
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Not able to cancel my PLI under 'cooling-off period' rules
Hi, I bought PLI on the 9th and i phoned to ask what the cancellation fee would be. The lady informed me that they don't allow ANY mid-term adjustments or cancellations. I read up and it said legally you're allowed a 14 day cooling-off period but this was in general, not specific to PLI. I spoke to them again today and she…
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Life Insurance wont pay as says records to old!!!
Was wondering if anyone can help me please. My father died in 1996, at this time my mum got paid a lump sum from her and my fathers insurance policy. A few weeks ago she was looking through old documents and discovered that she should also have been getting regular payments from the insurance company from when my father…
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car insurance stress
hi all, just thought i'd write up my issue in here in the hope someone could advise. I was hit by a driver in what is essentially a hit and run, he hit me three times on purpose in the rear first, and then the driver side of my vehicle, shunting me out of the way. police & ambulance attended, i went to casualty with…
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Help with house insurance
We bought our first home last December and insured with Direct Line for £369 for their home insurance plus policy. We haven't claimed and the renewal is £431 so I phoned them to have a whinge. They said the best they can do is £390 because of increased costs in raw materials which affects the rebuild cost. I asked if they…
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Car Insurance for Daughter Age 17
My ex partner wants to buy my teenage daughter a car. he also is willing to pay the insurance. He lives in a different city to me and my daughter, and has told her that the insurance for the car must be attached to MY car insurance as insurers will not allow him to have her on his policy as she lives at a different…
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Good or bad- Multicar policies
I have been offered a reasonable quote on Admiral multicar policy for mine and daughters insurance. DD lives away for uni but is back home frequently and Im named driver on her exsisting Admiral car policy (I have another insurance company for my car). I have informed Admiral that daughter lives away sometimes and gave…
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What's the best way to deal with a dodgy claim?
A friend of mine had a small bump in his car about 3 years ago. He was manoeuvring in a car park, and while reversing into a parking space nudged the car behind just after it had pulled into its parking space. There was no visible damage to either car, but the other car did have obviously old damage to the bumper.…
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No claims discount as named driver
Hi, I Would very much appreciate any help in the following matter. I have been a named driver on my mothers policy now for 3 years. Each year we have changed insurance providers and are currently with morethan. My mother has accumulated 3 years no claims as a result. I am beginning to use the car more often now, and it…
