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Phantom Car Accident - More Than
Hi All, Yesterday I received a letter from my car insurance company (More Than) informing me that a third party has made a claim against them for an accident involving my car three weeks ago. I haven't had an accident so either this is a mistake or potentially the start of some sort of fraud. I called my insurers yesterday…
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Got a decent car insruance qoute from Grove and Dean
Are they a good insurer?
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Cornhill HomeWorker insurance discontinued ?
I received a letter this morning from Allianz stating they are no longer offering HomeWorker extension to Cornhill Home Insurance policies. My yearly renewal letter from Cornhill also arrived this morning. This leaves me with a couple of weeks to sort out replacement insurance as I run a small business from home. Any good…
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Car accident - Liability, 100% 0r 50/50%
Hi, Can someone tell me the difference between a percentage liability. If the accident is definitely your fault and deemed 100% liable, what does this actually mean? That your insurance company covers all costs for both drivers and cars to be fixed? If so, how does that affect the person in the long run. Is the excess of…
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3 points for speeding but not informed insurance company.
Son-in-law just received car insurance renewal letter. I usually try to find best deal for him and asked him was there anything different from last year.He said only the 3 points he got for speeding in April.He hasn't informed the insurance- says he didn't know you had to.Thought you did it when you renew. Is it too late…
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help with mobile phone insurance
hi all im looking for some friendly advice i have a apple iphone 4s 16gb that i dropped into a puddle net result in a broken screen and water damaged. i have insurance through my bank account lloyds tsb (gold) and its is insured through lifestyle insurance group. i called to make a claim and paid my £100 excess payment…
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Cheapest Quote?
Hi All, I am a 22 year old male with 2 years no claims bonus. I am looking for the cheapest quote for my renewal, unfortunately I went into the back of somebody two weeks before my renewal last year (Start of November) There was no damage to his car, couldn't speak a word of English and unfortunately had "whiplash" which…
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Home Insurance Auto-renewal - issue with cancellation
Hello, Basically my home insurance provider for last year set up an auto-renewal and sent notification of the renewal with quote to a financial adviser I had seen last year. This wasn't "passed" on to me as I don't have an ongoing relationship with the adviser. They have since maintained that as I hadn't responded in the…
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New Ipad insurance
Hi, Just checked my nat west electrical goods extended warranty/insurance service and they do not cover Ipads. Rather annoyingly. Does anyone know where the best value policy can be purchased from? I just need basic insurance and extended warranty and dont want to put it on my house insurance, incase i do suffer the worst…
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Beware - Over 50s V Standard Cover
Just thought Id mention the following; My 74 year old mother wants to take out a 10 year Life Insurance policy. She had seen the various (free pen) adverts and was going to sign-up - something like £10/month for £2,000 cover. When I found out I decided to see what cover I could get online for her. So, I first looked (thru…
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car insurance
hi guys i was named incorrectly on a insurance claim, my insurance company admitted it was mistaken identity and say they have removed it from my file, however when i am getting quotes for a car they are sky high! does anyone know how i can find out if it has been taken off the main insurance file not sure who it is i need…
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Insurance company want over £1500
Hi I have been insured through right choice for 3 months now on my Toyota yaris the premium for the insurance was £2600 just recently my Toyota yaris broke down so I bought a new car I tried to just switch the car on the policy but they wanted another £500 deposit along with the £500 deposit I paid for the yaris three…
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Home insurance advice
Cant find a straight forward answer for this and not sure where i stand, so any advice appreciated. When i came back from work the other day i found that two of my electrical items had packed up (one worth about 400 the other about 200, Hifi equipment). The devices still turn on but don't function correctly, they were both…
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Life Insurance advice
I currently have joint mortgage life insurance cover on a decreasing term basis. With a child on the way I would like to increase the amount of cover that we have so that the new arrival can be provided for should the worst happen but I am unsure what the best option is. Can I cancel the existing policy (as I think it is…
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NO PAY for undamaged items forming part of a set
read my policy!!!!!! ' Fortress Insurance underwritten by UK General ' We will not pay for the cost of replacing any undamaged items forming part of a set or suite or other article of a uniform nature, design or colour when damage occurs to a specific part or within a clearly definable area and replacements cannot be…
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Life insurance....Mortgage advisor quotes?
Mortgage advisor came yesterday and gave us quotes on home/contents insurance as well as life/critical illness cover. Do MA's earn money on my monthly premiums? for life/CI insurance it was £26pm for me and £40pm for hubby as he is older etc. Spoken to few ppl who say this seems high and just did quote with aviva for the…
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Key insurance - is it worth getting?
I've bought a car Damn: only one key! Cost of getting a new one: £243! (+VAT most probably!) Key insurance - these seem to be at a really cheap price Should I buy? Cheapest I have found is £15 for a year - from a reputable company Just looking for opinions Thanks OM
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Renewal cancellation.
The Wife's car insurance runs out on the 25th and LV have today sent us new documents to run from that date, these weren't asked for as we are looking at moving to another provider but the policy states that they will charge £20 to cancel. Am I right in thinking that as long as we inform them were moving by the 25th then…
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Buildings Insurance on empty BTL
We are currently doing up our old house which will be let out soon, hopefully by the end of the year. The house is currently empty, although occupied during the day quite a few times a week for work being done. Our old insurance policy has just run it's course. Can I just take out bog standard building insurance for now,…
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Would welcome basic advice on home insurance
Hi, I'm dealing with home insurance for the first time ever -- since my husband died. Can anyone tell me if home insurance is affected -- and to what extent if so -- by the number of occupants in the home? Our household has obviously decreased. Also, this year's policy, which runs out at the end of December, has cost us…
