Key insurance - is it worth getting?

OM3

I've bought a car
Damn: only one key!
Cost of getting a new one: £243! (+VAT most probably!)

Key insurance - these seem to be at a really cheap price
Should I buy?

Cheapest I have found is £15 for a year - from a reputable company

Just looking for opinions

Thanks


OM

phill99

I always have it and have used it twice when I lost my van keys. Would have cost nearly £250 each time.

*Scarlett

You might be able to add key cover on to your house insurance. Many offer extra key protection as a separate policy and might also cover your house / office keys. So if you need to use it your no claims discount is not affected.

It's up to you if you think paying an extra £15 a year is worth it - you calculate the risk of losing the key!

I would advise to check exclusions / excesses on any policy before purchasing

Norfolk_Jim

who offer that insurance please? I only have 1 key also, would be big problem if I lost it

forgotmyname

Get another key?

Just loked at the terms on one, If the keys are lost for 3 days you can make a claim. 3 days....

You pay all costs and they re-imburse you.

Surely getting a spare sorted is a better option?