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No Claims Discount
Can anyone tell me how to make sure the nr of years in my police is accurate? And what if I am not happy... how can I verify the correct nr of years? I need to renew my car insurance and have an issue with that. What can I do?
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Insurance chasing B-in law for an accident over a year Ago
Hello Good people, i am here for some advice for my brother -in Law. back in early 2011, he had an accident with another car at a roundabout he hit the rear but he assumed she had gone. anyways the stupid idiot apparently did not have insurance at that time (believe me we gave him hell about this). she obviously claimed…
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Payment of excess question
Morning all, Hope someone can advise on this one. We have had to make a claim on our home insurance for the first time ever this week due to flood damage in our garage. Numerous electrical tools were damaged and a sofa bed, rabbit hutch and corner cupboard that were also in there. Our stated excess on the policy is £100.…
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Unknown Car Insurance Companies???
Hello, my renewal is up in December for a 51 plate 1.6 Focus with an additional driver, full comprehensive with 11 NCB. My renewal price from my current insurer is over £800. Now using confused.com and moneysupermarket.com I have found much better quotes but i'm unsure if the companies are reputable and reliable. Hopefully…
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Seriously Historic Subsidence - do i need to declare
I am in currently in the process of buying a house. On the info sheets provided by the solicitor and answered by the seller when asked about subsidence, he has written "Yes, but not in my time in the house, since 1967". So it seems that there is some history of subsidence but it has not been in the time of the seller who…
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Car insurance problem - what are my rights?
Hi all, I have a really complicated situation. In August I gave my car to a relative, as I was going to have the use of my husbands and didn't need it. Just say the date was 20th August, - it had been planned for a few weeks before, and my relative arranged insurance for that day, and I had not yet informed my insurance…
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Question re. "special terms imposed" - home insurance
Evening all We were burgled earlier this year. Have just had a letter from More Than advising that renewal quote / documentation would be coming soon, and that additional terms (they speak to the minimum security features required) would take effect from the date of renewal. Two questions for which I'd appreciate some…
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Length of time to wait?
Hi, i wonder if any one can help. Six months ago i had a 'bump' with another car in a car park. There was no damage done to my car and her car was severely damaged already. At the time i offered to pay for the work she claimed i did, even although this could not be clearly established. She has since gone to her insurance…
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Sainsbury's RIP OFF Pet Insurance
Why do we have Pet Insurance? Well i love my dogs and vets bills can be very high. a year ago Sainsbury's had a good offer on with 10% on line savings and double Nectar Points WOW! THE COST WAS £13.60 A MONTH. My golden Retriever became ill and I made a claim for about £200. My re-newal came and THE COST NOW IS £29.85 PER…
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Car has been hit, no idea who did it - what happens next
Hi All, I was hoping to get some advice, I have just realised that my car has been hit and dented, quite a bit. However I have no clue who did it, I think this has been done in the last couple of days whilst the car was parked outside my house. I think this was done by a van as I have a 4x4 so it could not have been a…
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Drivers Licence photocard issue date
I have had a drivers licence, originally obtained in South Africa in 2001. Then exchanged to a UK one in 2009. My handbag was stolen earlier this year and now my licence states an issue date of 2012. My car insurance quotes now see me as a new driver. How do I get around this?? Thanks for advise
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refused car insurance how does it affect me?
Pleas help anyone! I ve been looking to renew my insurance and found all different quotes. phoned one company and given them details of claims. 1 was 4 years ago and not my fault and 2 were this year both my fault, one of which ended up with the claimant not going through with it as it really wasn t a proper crush. The…
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Insurance want a report form filling, but we can not recollect a collision
Hi Long story short, few weeks ago, we received a letter from police claiming that we have not stopped after a collision. There was a mistake on their letter. The day did not match the date. on Friday, I was driving, but on the date, my mrs was driving. I filled the form and sent it back stating these facts. Last week, I…
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Someone hit me, what to do?
Hi, I'm new to this whole car insurance thing so need some advice. Today, I was stopped at a junction waiting to turn when a car hit into the back of me. It was completely his fault and he apologised for hitting me. My car hasn't been damaged much (just a few scratches on the bumper). His car was worse off and I'm not sure…
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using same insurance co for renewal
Hi my home insurance renewal has come back alot dearer than it would be to renew as a 'new' customer through confused.com, am I allowed to just take out a new policy through the website? or are there rules stopping this? It is with morethan if that makes a difference.
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Lost but now found.....
A conundrum for you, about 8 years ago, while on my mates boat, I lost an expensive wrist watch, I believed, overboard. On my return home I made a claim on my insurance and the watch was replaced. All Ok. Forward 8 years...... I received a phone call a few days back from my mate, who informs me that he believes that the…
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Bike insurance and 2 Separate Jobas!
I have just tried to take out Motorbike insurance for the first time and was recommended I phone the company direct. I did so after filling in their online quote and receiving what looked like a good price. The man on the phone told me something I just wanted confirmed. I have 2 separate jobs 1 in an office and 1 in a…
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Contents insurance - ruined carpet
Hi all, I have had contents insurance in the six years of living at my house but never had a reason to make a claim. However our daughter has recently tipped over a tub of blue paint onto our light carpet which just wont come out. I know we will need to ho over the terms but does anyone know the probable outcome of this…
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Esure - charged £26 admin fee to change address
Is it fair that you can be charged so high for a change of address? Its just a licence to print money. At first we had a bill for £26 Admin fee and when we enquired what the admin charge was for they didnt even know they had to listen to all our previous phone calls to desipher where the fee originated and finally they…
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Advice needed car insurance claim agst 3rd party
Hope for some advice as never had to make insurance claim before! My car was parked up and hit by another driver. He has admitted totally his fault and I have been in contact with his insurer, who have sent an engineer to inspect and since made an offer to settle claim. I had an independent estimate on repair circa £1500…
