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Cheapest Quote?

Hi All,

I am a 22 year old male with 2 years no claims bonus. I am looking for the cheapest quote for my renewal, unfortunately I went into the back of somebody two weeks before my renewal last year (Start of November) There was no damage to his car, couldn't speak a word of English and unfortunately had "whiplash" which my insurance had to pay out £2000 in total for. I was coming up to my fourth year of no claims so they took two off and I didn't get my fourth year because I was literally two weeks away. My renewal is now due on the 1st of December and I now have two years no claims. The cheapest I am getting is £650 (I stupidly had a look to see how much it would of been without the claim and I was sick as a parrot to see £380) My cheapest company coming out is Premium Choice-I have never heard of this company before-does anyone have any experience with them?

I have checked Money Supermarker, Confused, Compare the Market, Go Compare, Admiral and Direct Line- Am I missing any?

Thanks,

Sam

Comments

  • forgotmyname
    forgotmyname Posts: 32,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lots. Get your local yellow pages out and try all the brokers listed.

    Club scheme for your car? Although under 25 maybe an issue.
    Censorship Reigns Supreme in Troll City...

  • Summer-Man
    Summer-Man Posts: 8 Forumite
    edited 27 November 2012 at 12:18AM
    I've had a look on Yell online at local car insurance brokers and the quotes have been ridiculous, most over a thousand pounds
  • forgotmyname
    forgotmyname Posts: 32,956 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Im not surprised. Your young and have claims on your record.

    Problem with looking for the cheapest. They may have the worst customer service.

    Tons of posts daily with people saying their insurer have just contacted them and said policy will cancel in 7 days if they dont provide paperwork.

    You send the paperwork but they cant find it so cancel the policy anyway.
    Censorship Reigns Supreme in Troll City...

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