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Do I need insuracne to hold keys?
I am looking at starting my own dog walking business. I have been considering the fact that I may need to have copies of customers keys if i need to take the dogs while they are at work. I wondered if there was some sort of insurance i could get that would cover me for holding a copy of their keys as this would provide…
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Data Recovery as part of home insurance policy
Do many/any home insurance policies cover the cost of recovering data from a faulty portable hard disk drive? I know some include digital downloads but what about general data (family pictures, videos etc.).
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House Insurance claims
We own a ground floor flat which is insured through the Bank of Scotland.Our upstairs neighbour had a leak from their bath which has damaged our bathroom roof.The owner was very pleasant but his insurers advised that we get in touch with ours. B of S now say that we will have to pay £500 excess for repairs - £250 voluntary…
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Is Buildings Insurance necessary?
I'm looking at cutting costs - either buildings insurance or contents or both! Re buildings insurance, you have to insure for total re-building costs. Is this even likely? The main point imo is fixtures and fittings, fire and flooding but beware all the caveats and things they don't cover. When I work out what I've paid…
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Transferring NCD from a car to a van
My husband was involved in an accident earlier this year, it was a scam accident but nevertheless he is liable, though its still currently pending. As a result he lost his no claims and his van insurance has gone through the roof this year (over a grand - he's 35, no previous accidents/convictions). Last year it was about…
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How much Life Assurance?
Couple aged 54/52 "Children" 20/18 at Uni. No mortgage / debts How much Life Assurance should they have? I realise there is no correct answer.. but interested in your views please. Thanks :)
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21.1% APR on buildings & contents insurance!!
Hi there, I really need some advice. I've 'inherited' a house that has a subsidence issue and have therefore maintained the same insurers who started the monitoring. Having just received the paperwork, I noticed that they are charging 21.1% APR (I'm paying monthly by Direct Debit) How can they do this?? I know that not all…
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Travel Insurance help!!!
Hi, We have just returned from a three night trip to Barcelona where we had our bag stolen which included two mobile phones, passports, 300 euro, two pairs of prescription glasses, i-pod. We also had to pay approx. £200 in total to the British consolate in Barcelona for emergency travel documents to get back to the UK. We…
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Mums Life Policy Lapsed
HI MY MUM TOOK OUT A LIFE POLICY BACK IN WAIT FOR IT DEC 1936 AT THE AGE OF 16 i HAVE JUST RECEIVED A LETTER FROM THE COMPANY NATIONAL DEPOSIT FRIENDLY SOCIETY TO SAY IT HAD LAPSED ON 30TH JAN 1952 SHE PAID THIS FOR 16YRS AND SHE OBVIOUSLY BELIEVED THAT WHEN SHE DIED SOME MONEY WOULD BE FORTH COMING, AS THEY MOVED…
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Premium Credit
I had the day of work and thought I would sort out my bills etc and have tried to change the date some of payments as my pay date has changed and have found the following interesting facts with regards to Endsleigh Insurance (car). I called them earlier and tried to get my payment date changed, however, (I didn't look at…
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Employment/Redundancy Insurance
I currently work for a Local Authority and after surviving massive staffing cuts last year, it has been announced in the local press (a lovely way to find out) that a further 350 - 500 jobs will be at risk before the next financial year. Since the press article, our directors have said that proposals are now being…
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MSE News: Car insurance up 16% this year, as home insurance soars too
This is the discussion thread for the following MSE News Story: "Both car and home insurance premiums rose over the past 12 months, says the latest AA British Insurance Premium Index ..." Read the full story: Car insurance up 16% this year, as home insurance soars too
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Car Insurance Previous Incident
Hi Everyone My Car insurance is shortly up for renewal and I have several years Protected NCB, however last December my car was slightly damaged by a neighbour reversing into it. It was all dealt with by the Insurance companies and as the other person admitted liability it went on his insurance. If I look around for a new…
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Contents Insurance/Theft unnoticed 1 year!
Hello, First time here, and with a problem, My wife was looking for her watch that was left to her by her Mum, it was always kept safe in the loft, but when we got the box down, it was missing, after a big panic we realise that we must have forgotten to put it away in the box when it was last used over a year ago, and was…
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Benefits of Fully Comp car insurance
Hi, It's that time of year again. Obviously prices can change when you actually go to the insurer, but I've got some quotes from GoCompare. I believe that our car is worth £800. They'd probably say less than that. Quotes for fully comp with £500 voluntary excess plus £100 compulsory excess the best came in at £305. Quotes…
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Home Insurance Administration Fee
Hi, I have used a comparison website to compare my home insurance. I took out a policy via the link and paid online. 2 hours later the broker then phoned me to say that they had cancelled my policy as they were no longer able to offer me the insurance due to my circumstances (all of which were put into the comparison…
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Pet Insurance?
Hello I might be having 2 dogs so im looking at wether i should take out Pet Insurance, i am on a low income so would anyone have an idea at how much this would cost a month, or is there a different scheme for people on benefits/low income? Thanks
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Insurance for an unsettled claim
I have an unsettled claim for approximately £50K+ and am finding it difficult to get a quote for home insurance. My current insurer is conveniently no longer providing a home insurance product. Any advice gratefully received. Thank you.
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Direct Line. Need email address
Hi, Im having problems with Direct Line Home Insurance. I wrote to them nearly two months ago to cancel my home insurance, and cancelled my direct debit at the same time. They have since written to me demanding payment. I rang them and told them I'd written to cancel the policy, but they say they didn't receive my letter…
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Is this fronting?
Hi folks. I'm currently carless. Anyway, I have the opportunity to borrow my Mum's car for a couple of weeks as she's not needing it. I'm a named driver on her policy already as I have borrowed it in the past for odd days if my car was being MOT'd etc. I'll be using it for commuting to and from work etc. I understand…
