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Problem with Monthly Payments - Adrian Flux
Just got my documents today for my monthly payments and they dont add up compared to what i was sold. I got the insurance with Adrian flux on the 18th of this month and i was told that i would need to pay a deposit up front on the 18th of August, and then the payment would then be 120.20 for 9 months. I requested that the…
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Warning over Gibraltar based Unique Car Insurance
The warning below was copied and pasted from an email alert received today from Insurance Times. Gibraltar regulator the Financial Services Commission (FSC) has issued a warning to the public regarding Unique Car Insurance. The FSC said it had received information that the firm was operating a website and offering to…
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Compulsory courtesy car?
In brief, yesterday my car was reversed into when parked. My insurers, ADMIRAL, offered a no fault no cost service through ALBANY ( whoever they are ). This included a courtesy car. Overnight I researched all the risks of having a courtesy car and decided I could do without it. On informing ALBANY of this, they said that…
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house and contents insurence that covers sports equipment in garage?
Hi, need to renew / change house insurance, but looking to include contents of garage that includes numerous tools and scuba equipment. Does anyone have any suggestions of who to enquire with re: a quote that covers garage contents? Thanks x
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Aviva car insurance cashback existing/new customer query?
I've asked a similar question before but what I want to know is, has any existing Aviva customer successfully signed up as a new customer in order to get Quidco/TCB cashback? I'm already with Aviva and my car insurance policy is up next Wednesday. I've used all the comparison sites and some individuals (like those who…
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Car Insurance VS SORN when selling privately
Hello, My mom is selling a car, her insurance runs out tonight at midnight (but i still have all day so im not panicing too much). I know that it must have constant insurance or be declared SORN with the new rules. Her auto-renewal quote is £189 for 12 months with RAC (fully comp up to 5000miles), we called them up to try…
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Esure..ripped off for telling them of Car Registration change!!!
Called my car insurance Esure today, to inform them I now have a pvt reg plate for my car and give them the details as you are duty bound. And for doing so have been charged £26 !!! What a con....a supposed admin charge for sending me a new insurance doc with the new reg. Am I the only one in thinking £26 is severe ???? to…
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Claim for accident I was completely unaware of. Where do I stand?
A few months ago I was in MK Dons stadium for the day, I parked my car in the Don car park (Which I believe to be private land), it was an extremely busy event where thousands of people come and go to constantly throughout 3 days. A few weeks after the event I received a letter form my insurance company about a claim being…
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No claims discount protection transferable?
My car was broken into at the weekend and I'm trying to decide if I should make an insurance claim for the drivers door lock to be replaced (the car has central locking that I am still able to open/close using the passenger door). The drivers window was smashed too and this has been replaced by Autoglass through my…
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Changing car insurance with open claim
Hello, Some help please... I had an accident in July and it was probably my fault. It was a strange accident which could be classed both ways but for this, we will assume it is my fault as that is the way the insurers are likely to go. This is currently with my insurance company as an open claim. My renewal is up at the…
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What is the point of appliance insurance!
I never usually take out appliance insurance, but decided that it would be good to have it on my washing machine. As a working mother (nurse) I have the usual laundry plus uniforms, and cannot do without it! The said machine malfunctioned on 15th Aug, so I contacted the company('world leaders in appliance insurance'?). I…
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surrendering life endowrment policy
Hi I'm on the verge of surrendering a 15 year endowment life policy, three years early. I was suprised to receive a letter today saying I'll get back more or less what I've paid in.. I am aware that there are companies that purchase such policies and promise better returns, but not sure how it works and how trustworthy…
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new customer the same insurer
I've just recieved my home insurance renewal quote. I've checked online & as a new customer to that same insurer the quote was £100 cheaper! Can I take out a policy as a new customer?
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Young Driver - named driver liability
Hi, I am a young driver looking to get my first car and indeed my own insurance policy. The premium is vastly reduced by adding my parents as named drivers (~33%). In the event of me personally making a claim would my parents no claims be affected, provided they played no part in the accident? I ask because whilst the…
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Query re insurance claim
Evening everyone I was looking for some advice Recently I managed to burn my hall carpet with an iron. I've had the assessor out today who said that the carpet would have to be replaced. He then stated that a like for like replacement would cost around £25 m2 I've just spoken to the person I bought the house from (who…
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Joint Life vs Double Individual Life Assurance
Hello We are looking to get some life assurance to protect our first mortgage. I've read that it may be worth getting single policies rather than joint if there is little difference in the premiums. How does this work exactly? I had been looking at joint life decreasing term assurance so am assuming if getting two singles,…
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Travel Insurance
Where is the cheapest company to buy travel insurance for WORLDWIDE INCLUDING USA.. We are going travelling to India, Singapore, Malaysia, Australia, New Zealand, Fiji and America. And we are looking to purchase travel insurance but want the best price. Thanks. Jamie.
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car insurance ripoff
I'm looking for some advice regarding ecar insurance, as I have been ripped of and I'm getting nowhere. I took out my car insurance with ecar, but cancelled the policy within the 14 days online as it stated to do. It stated that if there was a refund due it would be sent by cheque within 14 working days. Not ideal but I…
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Quidco cashback & comparison quotes
I was reading the details for More Than on the Quidco site & it says the following: Does that mean that if I use any comparison site before going with More Than then my quidco cashback won't be paid? Or simply that when I come to make the actual application & pay I need to generate a new quote & all quotes previously…
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Home Owner Prob Going Into Care. Can Policy Stay In Their Name?
Mum owns her home - no mortgage. I live there too, having been her carer for years. She'll probably soon go into a care home, leaving me here. But the house remains 100% hers, and won't be sold or let. So can the policy stay in her name? I believe only the owner can insure the buildings in particular. It's urgent, as…
