We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insurance & life assurance

Archives for November 2010

Public Liability help needed !!
Hi all, I play in a duo (drums and double bass)......it is a casual thing I do with a friend not a proper registered business or anything....we are playing at a wedding in December, but the venue say we need a public liability insurance of £2 million to be allowed to perform there. If anyone has some tips about how we…
Great Saving, Had to Share!
Hi everyone, I have used MSE for a while now and never posted before, but as my recent car insurance saving was mainly down to the site I though it to be wrong of me not to share it for others to utilize. I've been driving for 8 years, no points and been fully comp for 2 years. Previously I was a named driver on my parents…
Can I sign up for breakdown cover when my car is already broken down?
Hiya, my car is currently stuck in my office car park refusing to start. I've not got cover on that car because it's only used for about 5 miles a week at the moment. Can I sign up for RAC/AA cover and them phone them straight up to come out to it? Will they charge me extra for that? Pete
Cover and insurance when buying property
Okay i am in the processof buying my first house and i have been given lots of quote for various things: Buildings and contents insurance Mortgage and lifestyle protection Decreasing mortgage cover. Basically i'm just a little lost as to whether i need all these things, obviously i wil be getting the buildings and contents…
Touchpad buttons on laptop- Part of the warranty?
I have a newer laptop with a 24 months warranty. I have not experienced any problems with my laptop, except some minor issues with the buttons on the touchpad. First, I noticed that the left mouse-button often did not respond, either by a click or a double-click. However, since the right mouse-button was working just fine,…
Travel insurance cover for bad weather?
We are travelling from London to Cornwall the week after Christmas to stay in a cottage with some friends. If we take out a one week travel insurance policy do you think we will get paid out if we cant get there because of the snow and bad weather? I figure a £10 insurance premium is better than losing the cost of the…
confused over car claim and salvage.
Hi a couple of months agoI was in a small accident with a work colleague. I decided to go straight through her insurance without involving mInitially we were going to settle without going through insurance but after getting quotes she changed her mind. I decided to go straight through her insurance since it was 100% no…
Central Heating Insurance
Hi, i am thinking of insuring boiler, central heating etc againsts breakdowns.Does anyone know the best deal currently
Petguard Pet insurance query
I am about to purchase an insurance policy from Petguard for my dog. Petguard state that their policy is a 'lifetime' policy and that there is no time limit on any one condition payout (only an annual payment limit is specified). My question is, do Petguard, or all insurance companies consider a condition that has been…
Swinton Insurance-Stear Clear!
My partner was recently a month away from finishing his yearly insurance for his car. He lost his bank card end of october and advised Swinton 2/11 that he would need to give them new details as he had to cancel it as they were worried about fraud. He advised a member of staff in our local office and they said yes thats…
monthly payment problem?
Hello All. Could anyone please advise as to the following? Have a fifteen year life policy which has been running for twelve years, with possibly the biggest provider in UK who, have been messing me about for five months and three months ago, started sending back my monthly premiums. Over the twelve year period, it has…
Paying neighbour damage > Which insurance?
Hiya, Just recently bought a flat. Imagine I have a flood for whatever reason (example: hose from the washing machine) and water damages the flat of my neighbours. What is the insurance to cover those damages to my neighbours? Building insurance or contents insurance?
Insuring 2 cars?
This is my scenario: We have just bought a new car which now needs insuring. Previously we only had 1 car which had me as the main driver and my wife as a named driver. My wife dosent have any NCD. We were going to put the new car in my name and again have my wife as a named driver, can this be done i.e. using my NCD…
Contents Insurance when you're a lodger?
Hi All I wonder if anyone has any experience of purchasing home contents insurance as a lodger? I'm trying to get a quotes and none of the providers give an option for this situation! Any advice appreciated. Cheers Tilly
Car insurance cancellation extra charge
I've just cancelled my car insurance and when I rang up I asked what the outstanding debt on the insurance and they said I had to pay £47.50 cancellation fee so i agreed and when I checked my bank £137 was taken. when I spoke to the insurance company they said this was for the additional days outstanding on the policy but…
RSA echoice car insurance?
Anyone had any dealings with this new on line car insurance company? Only I've paid a deposit, been accepted for the insurance of my car, the monthly payment plan has been agreed but I've received no confirmation email from them or cover note, only it was this Wednesday just gone i took out insurance with them! and I've…
can anyone advise on insurance claim?
Hi We were burgurled a couple of months ago and the burgular stole my laptop, a digital camera and jewellrey,a lot which was sentimental and n o amount of money can replace,we have been through the most horrific experience and its really upset me emotionally. We contacted the police who took some details of items stolen…
Travel Insurance - how long is my stay?
Hi, Im going to Australia on 31st December and return on 1st March. I calculate this as 61 days inclusive. The Halifax quote that I have covers a trip of up to 60 days - if I use these dates they will allow me to cover myself, so can I take this to mean they count this as 60 days? If I change the return date to a day later…
Trust
Hi, I would like to write an existing Life Assurance policy under a Protection Trust. I have a silly question: Once the Trust deed is signed and witnessed do I need to send it to the life assurer or does the Trustee keep it? Thanks!
car scraped due to malfunction of electric gates
I parked at my friends flat that has an underground car park with electric gates. I was a known malfunction that sometimes only one opened. This happened with me and I tried to get out the one as the second refused to open and there was no other way to get out and scraped my car. Can I claim against them due to the gate…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Insurance & life assurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Insurance & life assurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free