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Travel Insurance - how long is my stay?

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Hi, Im going to Australia on 31st December and return on 1st March. I calculate this as 61 days inclusive.

The Halifax quote that I have covers a trip of up to 60 days - if I use these dates they will allow me to cover myself, so can I take this to mean they count this as 60 days?

If I change the return date to a day later it wont give me a quote so Im assuing this is all ok, but dont want to get it if Im not going to be covered.

Does anyone know how it is calculated?

Cheers

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