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Business use vs SDP&C question...
Hello guys (and Merry Christmas!), can anyone shed some light on this for me: I'm a named driver on my mam's full comp policy - have been since I passed in april/may 06. I'm starting a new job soon and will be driving the car a bit more - 4 days a week about 15 miles a day if not less (and for a while i'll have no main…
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New driver insurance
Hello, My 17 year old grandson has just passed his driving test and he is intending to purchase a small car approx 1000cc, very basic. For him to insure this type of car would seem to be in the order of £1700-£1900 first year. Q. Is it possible that either his mother or I could insure HIS car, with him on it as a named…
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Wii remote in to the TV
Yes it is Christmas eve and the Wii remote has hit the TV (lcd) and smashed it. I have accidental damage with More Than......will this be covered? The remote left the hand as they were not wearing the strap. Thanks
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Car insurance question, is this true?
Hello, My husband is the main policy holder and had me put on when I got my provisional. It has been expired now for just over 6 months and asked our insurance co to remove me since I don't drive. I was told that it would be cheaper to keep me on as it's cheaper to insure as a married couple than alone. Now, our insurance…
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Beware - More Than Insurance
I took out morethan home insurance on 30th november, requesting a payment date of the 1st. Instead, on the 15th December they took the money out the account (i accept due to this being my first payment this might happen), however what really annoys me is they took two payments, one for dec one for jan. I didn't anticipate…
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Cover for an electric water heater
I dont have a gas boiler only an electric emersion heater. I would like to get cover for it. It cost me £150 to have the thermostat replaced thsi year and a new one will be £600. Do you know of any cover? Most only cover gas boilers Thanks
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Premium cost inc by 50% to cancel 11 months through policy - Swintons
I can see Swinton comes up regularly as clockwork on high car insurance cancellation fees! :rolleyes: I'm hoping someone can give some advice or maybe just sympathise with me. Sadly the real redcar after many years of good service, but recent ill health, is being part exchanged for a new car. There is a month to go on the…
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Car insurance increase in premiums?
Crashed into the back of someone today. Can anybody estimate accurately how much can I expect to pay extra on my renewal quote next year? Damage was only to car, no injury Had 2 years no claims up until now. My car doesn't need any repairs so won't need to pay excess Will just have to pay repairs of other person's car (not…
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Really need a bit of advice please?
OK .. Our employees are supplied with a van for work , usually 2 people per vehicle and both insured to drive.They keep the van at home when not in use and the insurance covers that. One team were not at work today ie the van was not being used. Just had a phone call .. employees OH had used van to collect Xmas Turkey! (…
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Paying Insurance excess
On the day snow fell in London my car was hit at night by a driver who then escaped without stopping or making an effort to contact me.The bang was huge and it woke us in our sleep.My neighbours saw a white jeep but failed to get the registration and so my car was damaged and the insurance will repair it but they are…
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Car Insuarance issue
Hi all Very similarly to someone who posted yesterday, I had my car hit this morning and will now probably get nothing back from the insurance. Yes, 3rd party F&T realisation sinks in that it's fine for their car but I have no redress for mine. I was driving to work when I saw three cars "parked" with their hazard lights…
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Paying even though I'd cancelled!!
I've got a problem with an Insurance Company taking automatic Direct Debits from my business account. Basically I was a builder and hence had Public Liability Insurance, anyway I ceased to have any work when the property developer I work with went bust, we rang this company and told them we no longer needed PL as I was now…
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Appliance breakdown statistics
I'm trying to make an informed decision on which products it's worth taking out breakdown cover for. Unfortunately, I cannot find any stats that show how likely a breakdown is for an appliance. EG: Breakdown %age in 1st, 2nd and 3rd years for TVs by whole industry, particular brands. Does any one know where I can find this…
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What is Elimination Period?
I am planning to go for Long Term Care Insurance before purchasing policy I was reading few articles on it. But I am not able to understand the term “Elimination Period”. Could anyone please explain what is Elimination Period?
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Tesco Home Insurance
I've been with esure for a few years and been lucky enough never needed to claim. Got my renewal letter a couple of weeks ago, so I thought I'd just do a bit of comparisons with other insurers. For the same amount of money, Tesco home insurance seemed to offer a much better deal so have gone with them instead. Just thought…
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winter warning regarding your insurance cover
be nice this is my first post:o i live in a wee village on a hill, i couldnt get my car home on sunday night due to bad snow so i parked it at the local shop at the bottom of the village where on monday morning it was hit by another car luckily (or so i thought) she lives in the village too and had left her details on my…
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Home insurance - lender to be quoted on policy
Hi, We are first time buyers and are in the process of buying a house. We have been told by our solicitors that we need to get the buildings insurance schedule to them and to 'ensure that the mortgage lenders name is quoted on the policy'. Having been on all the comparison sites, we have decided to go with Halifax.…
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Car insurance legal cover doesn't cover fighting the council
I had an accident back in August, 5 days after getting my brand new car. I was driving down a local road when my wheel clipped a dislodged drain cover & it caused £3000 worth of damage to my new car. The insurance company handled the repair of my vehicle & took all the details of the accident and contacted the council. I…
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cancelled car insurance... please help!
I have just cancelled my policy after two months because I sold my vehicle. The yearly cost for the policy was £1100, and I was paying £107 monthly. The insurer is now saying they want a further £364 for cancelling the policy early. Therefore it will have cost me £584 for 2 months, when 12 months was only £1100... Can they…
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FOOTMAN JAMES Car Insurance Any good?
Hi Is anyone with this Insurance company? would appreciate any feedback as they've come out the cheapest on gocompare :D thankyou anyone!