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renting out a home & not telling the lender
A friend of mine has been renting his house out during the recession, but has not informed his mortgage lender that it is rented. He has taken out landlords insurance. Question.....If he claims on his landlords insurance will they insurer be able to wriggle out of paying because he has not informed the mortgage lender that…
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Contents insurance for post grad student
My daughter is trying to get a better quote for contents insurance but is finding many companies will not quote at all. She has been with Endsleigh for the last 6 years, but would like something less expensive if possible. Her situation is.. Full time post grad living in own flat (no mortgage) Age 24 1/2 Single Part time…
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Home and contents deals
I have been with Barclays for 2 years and quite happy with their prices. I have building and contents covered for £500,000 and contents up to £50,000. I live in a 2 bed semi. I have been quoted for a second year for £261 but I have had a circular from Churchill who we have our car insurance with offering "It could be only…
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Car Insurance
Last month my car insurance was cancelled by the company, but I got the policy through a indipendent insurance adviser and they are trying to charge me for their 12month commission eventhough I was only with them for a monrth. Is their any way that I can get out of this as I feel that I am being ripped off.
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car wrote off- not my fault- insurance paid finance company
Hi guys, i would appreciate and help or advice you can give me. I was recently rammed from behinde on the motorway, The driver who hit made said it was his fault, he didnt see my brake lights, he was rushing to the hospital. I was in A+E for 4 hours, i had and im still suffering from whiplash. My car is on finance and the…
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Renewal RAC breakdown cover and cashback websites
hi I joined the RAC last year and got a good discount through a cash back site, I decided to cancel my renewal for next year as it was too expensive. Would I still get cash back a second time if I joined again as a new customer with the same cash back site?
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some advise ALBANY C**P ASSISTANCE
Hi i insured through elephant and had an accident on monday (non fault somebody drove into the back of my car) i rang elephant and after being on the phone for 3/4hour was told as i had legal assistance i would be able to use Albany Assistance which would mean that i would have the use of all the free advise and help i…
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Finding Insurance after a Burglary
Hello all, Hopefully someone out there can help me out. Me and my partner moved into a new rented house in August, and although we fully intended on getting contents insurance, it was just one of those things we let slide. Foolish, I know, but that's that fact of it, and it can't be undone now. In early November, we had a…
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Legal Protection with Home Insurance
Is this necessary for home insurance? if we have it with life/mortgage insurance do we need this as well? sorry to sound thick... but a broker did our home insurance last and we need a cheaper policy as the premiums have doubled!!
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Injury/Illness Insurance
Hi everyone, I am 30 years old, in good health but for various reasons, want an injury/Illness policy to cover me for my wages should anything happen to me. Can anyone recommend a good company to go with? I have no idea how much this will cost per month?? Thanks in advance!
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Urgent advice needed - buildings insurance on new house purchase!
We're due to complete the purchase of our new house tomorrow, and the solicitor has insisted that we send her evidence of buildings insurance ASAP (before completion). The house requires much updating and building work (we're having two double dormers added) before we move in. We have applied for planning permission and…
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Buildings & Contents cover - Continuously Occupancy
Could someone give me some advice please. My Mother in Law is 85 and suffers from dementure. She has a house about half a mile away from us but because of her condition she visited us one day some years and and has'nt gone home since !! That means that the house is mostly unoccupied. Newspapers and milk are still delivered…
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car insurance
Best quote is £389.00 with Quinn includes breakdown etc but everything I've read tells me to avoid. Last week Cornhill £505 - today when can actually pay it this has risen to a massive £617! Cheapest I can find today is Admiral / Elephant for £515 WITHOUT breakdown. Should I buy their 10 month or annual? Figuring 10 months…
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Travel insurance that "really" covers weather condition cancellation (flight)
Hello All I need a little bit of advice on the travel insurance. We are planning to go to the states this week and need to get a travel insurance that genuinely covers flight cancellations due to weather condition i.e snow storm and all that. I did a search last night, and found a cheap one from Holiday Express (about 25…
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Accident claim questions
I was a passenger in a car accident, the other party admitted liability.I was covered by my drivers insurance and was appointed a solicitor. Well things are going from bad to worse, I was sent for my second medical to be assessed for a final time, the first time was to early for my injuries to settle and I since then I had…
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emergency home insurance cover
hiya i posted this on another part of the forum but didn't get much help so i'll try here before buying i need to take out emergency electrical cover but not sure who the best & cheapest is looked at homeserve & npower the cheapets of the 2 seems to be npower at £49.99 does anyone have any suggestions please? ta for…
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DSLR Cleaning Disaster
Hi, I tried to clean the sensor on my beloved Nikon D50 DSLR, I bought a proper kit but have still managed to make hash of it and it is marked and scratched to hell :mad: I am gutted and feel like a proper plank. Could I make a claim under the accidental damage cover of my contents insurance. I appreciate that it really…
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What does install APR mean on insurance quotes?
This is probably very obvious to all readers, but what does "install APR" mean on contents insurance quotes? I'm looking for cover for me and my partner, just for the contents of our rented flat. I'm not sure what interest could be relevant? This is from quotes via confused.com
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Non fault car crash causing financial difficulties
Hi I need some advice. At the beginning of the month I was involved in a non fault accident in which I was stopped and the other driver smashed into the back of my car at 30mph. Other person admitted fault at the scene of the accident and to the police who were called by the ambulance crew. Insurance company have declared…
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House/contents ins. with conviction?
Info not needed
