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Ladybird Insurance?
Hi, I have started to get quotes for my car insurance which is quite high as I have only one years NCB (used to get company insurance!) and I travel a fair distance for work. Go-compare came back with Ladybird insurance as the cheapest (approx £450). Has anybody had dealings with them or heard of them? Thanks
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Admiral- just done my husband a great deal!
Hello, I just wanted to share a really great deal Admiral offered my husband on his car insurance as we were both pleasantly surprised and £90 better off! Basically, we've just bought a second car in my husbands name, but it's always been cheaper to have me as the lead on the insurance on the first car (women in their 20s…
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Car insurance: Commuting definition?
Hello, I am in need of some advice. I recently scrapped my old car under the government scrappage scheme and have been looking for some insurance. Being only 19 my quotes have been in the region of £1,100-£1,500. However, I did find that Aviva quoted me £963. My problem is that I don't know whether I should put Social,…
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Having to prove no claims bonus?
My husband has 3 vans in his business -one of these has 6 years no claims bonus and the others 1 year each. Up until recently they were all insured with the same company but, when the last two vehicles came up for renewal at the end of November, we changed to new insurers. The new company said that although each of the…
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My first time getting cashback on Buildings and contents.
I just need some confirmation as I have followed Martin's advice on getting the best insurance deals with cashback. I spent most of the night (I would rather have been doing something more enjoyable) searching and the best deal for a 2 bed semi for buildings and contents was £152. As this only had up to £30 cashback, I…
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Advice needed about car accident
I was involved in a minor collision just before Christmas. I was driving along a dark side road (fairly slowly, thankfully) and hit ice and sleet (which I couldn't see). My car skidded downhill out of control, and I had a minor collision with another car (I bumped into his side panel). There is minor damage to both cars-…
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Warranty cover on purchased furniture - refundable?
Hi everyone and Merry Christmas! :beer: Back in mid-November I purchased several items of furniture from a well known UK retailer. All of the items purchased were from the shop floor and discounted. About 2 weeks later I received a "Certificate of Insurance" through the post that showed that I had paid £90 for 3 year…
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when is it worth claiming on car insurance?
does anyone know the threshold for how much a car repair costs to be worth using your insurance? I slid into a kerb, popped a tyre and did something to the steering - when I get a quote for repair - how do i know whether it's worth claiming on insurance considering how much it'll go up next year etc.?
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building insurence
hi i was wondering if anyone can help me!! i am in the process of buying a house that i am currentlyt already living in after doing some small diy work i have come to find dry rot throughout and also a lot of damp i was wanting to know if my insurence would cover this when i bought the house or would it not be covered as…
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Iphone insurance
Hi all, i just got an Iphone 3gs for my christmas and i would like to take out an insurance policy on it just incase some thing happens to it. I noticed that alot of companies do not cover accidental loss of the iphone Does anyone now some good companies to try ?
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Buildings & Contents Insurance Refund
I cancelled my buildings and contents insurance about 10 weeks ago. The insurance had oiginally been taken out via a broker. When I originally cancelled this policy, the broker said that the refund (about £700) would be remitted in about 4-5 weeks. I appreciate that this process would entail the insurers forwarding the…
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Settling My Car Insurance Claim...
Hello there, A couple of weeks ago whilst my car was parked outside of my house it was hit by someone driving recklessly and unfortunately my car is now undriveable/totaled etc... The driver has admitted fault so there's no problem there. So I've done what you're supposed to do: rang my insurer's, sent them all the info…
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Home insurance fraud i think..advice
I took out home insurance with legal and general. i live in a grade 2 listed building and last year there was chimney fire. The damage was not great and consisted of about 5 pieces of damaged weather board, a scorched beam about 2ft long and minor smoke damage to the bedroom and hall. The chimeny also started to leak…
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Insurance Companies retaing card details
I have noticed increasingly that insurance companies are retaining credit/debit card details when you make a payment and at renewal send you a quote saying they will automatically debit the card. They cite this as being for our benefit but I object to this. Last January my daughter bought a new car and I paid for the…
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Legal Insureance
Is it possible to buy legal insurance to cover against things like employment? I am talking about for personal use, not as a business or employer.
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Car insurance query
Someone drove up my rear off a main A road.. I was in the right hand lanel indicating right as I wanted to cross the road and turn into the town.. it was a dual carriage way. They apologised and said they couldn't stop because of the Ice, which I could understand as it was Icy. I never got name and address, only the…
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Advice please with car insurance
Hi everyone hope someone can advise me on car insurance for my DD. Background.... Daughter,student, learning to drive has just got a 10 year corsa 1.0. Car & insurance to be in her name. I have been driving x number of years, own car, full NCD. My questions. Would it be be possible for me to be named driver on her…
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Car Insurance and Speeding
Hi Just need some advice, My car insurance is coming up for renewal and just got recently got zapped by a speed camera. Ive got the 3 points and the £60 fine (just over the speed limit). But my concern is how much it is going to affect my car insurance, I have never had points before. I know I have to inform the insurance…
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Motor insurance mess-up, legal implications :(
Sorry for the length of this post, I needed to get all the facts in. Background - my partner is in the motor trade. He is covered to drive any car at any time (provided the useage is for business purposes), under his employer's business motor ins. policy. He also has a motor ins. policy for his own car, for general useage.…
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Need to stop admiral taking renewal money
I have just beening going through all my car documents and found that my insurance runs out on the 27th :money: I don't wish to renew my insurance yet but clearly they will take the money from my because i haven't said no.As its boxing day i can't get through so what could i do to stop the money going that i dont have?
