Car insurance question, is this true?

Britwife

Hello,

My husband is the main policy holder and had me put on when I got my provisional. It has been expired now for just over 6 months and asked our insurance co to remove me since I don't drive.

I was told that it would be cheaper to keep me on as it's cheaper to insure as a married couple than alone. Now, our insurance went up when I was put on so I don't get how it would not go down.

I just took they guys word for it and never questioned it. We pay about £50 per month for a 2003 Citroen Picasso. I'm sure it was about £40 before I was added and we have a clean record with no claims.

Has anybody ever heard of this? We go through Swinton who shop for the best rates.

Thanks in advanced.

TEDDYRUKSPIN

Yes only if it is a full driving licence.

cjgoodsell

some times it can be cheaper even on a provisional, but when you pass you test if could change in price (because your more likely to drive alone) I have seen it happen.

Britwife

I don't drive at all and my provisional expired. I didn't go for my test.

missile

I was told that it would be cheaper to keep me on as it's cheaper to insure as a married couple

I doubt it would be cheaper with a learner, but you can check that easily. Just do online quotes = one with and another without you as named driver.

You don't give hubby's details, but (unless he is 18 with 11 points and a conviction for drunk driving?) £50 per month seems a lot for a 6 year old Picasso.

Britwife

missile, husband is 42 with a clean record and no claims. I just had a check on one of the comparison sites and I get quotes for half the price. So we 're going to switch as soon as we can.

Many thanks!!!

mcjordi

britwife i was gonna say £50 a month is a lot

im 25 year old male 3 points and 2 non fault claims and i only pay 22.12 a month for my xsara TD

missile

Britwife wrote: »

missile, husband is 42 with a clean record and no claims. I just had a check on one of the comparison sites and I get quotes for half the price. So we 're going to switch as soon as we can.

Many thanks!!!

I am very pleased to help.:A
I would suggest you ought to be paying much less than you have been. Not all of the companies are available through price comparison sites, e.g. I would try direct line. :j