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Claiming on a neighbours insurance
Hi All, I neeed some advice. I currently rent my ground-floor flat from a housing association but the people above me have bought theirs. They have just had a new bathroom installed which leaked yesterday into one our our bedrooms, the hallway and the bathroom. There is a LOT of damage! The problem is...we have no…
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Legal Protection - do I need it on my car policy?
Every year I puzzle about this, and have never had a clear explanation from the insurers. If I have comprehensive insurance, I am covered for 3rd party claims - why is "Legal Protection" sold separately? Do I need it?
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swift cover charging me more as existing customer
I currently have my car insurance with Swift. It is up for renewal next month. Ive just done a search on confused.com, and swift has come up as the cheapest for me at £170. However Swift has emailed me my renewal notice and its quoted £203! Is it charging me more because Im an existing customer and not a new customer? If…
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Digital Services -Insurance for sky box etc
Yesterday I was cold called by Digital Services saying that my free warranty with sky was running out in June and for £179 for 2 yrs I could insure my sky equipment, remotes, dish etc against breaking down accidental damage etc. The only thing she said they didn't cover was theft. Is this a good deal or not?
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Question about mortgage protection insurance with extra monthly income cover
When my mortgage broker visited me initially, he tried flogging me insurance. The policy was with Legal and General and basically would pay off my entire mortgage if I was rendered disabled under a long list of disabilities, or diagnosed with a terminal illness (even if I was cured). On top of this I could also choose a…
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Car Insurance- Change of car change of excess?
Hi. I'm just after getting something cleared up re my car insurance contract. I changed cars half way through my insurance year. Phoned them got the car changed over the phone, they told me theres a premium increase of £xx and I agreed to this. Got the new docs through the post checked the car was correct and filled the…
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Do insurance claims normally take this long?
Firstly I apologise for the lack of spacing on this post, I am writing this on my mobile (the reason will be obvious very soon). My neighbours house was struck by lightning on Friday, the strike took out the phone lines on the whole estate (which are still not working) and has killed my tv, sky hd box and my surround…
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HELP!home contents insurance claim HELP!
Hi there just trying to get some advice, I was broken into just around 4weeks ago they took 99% electricals (television,laptop,consoles and so on) dvd's a bit of gold & silver, my insurance company sent a lady out a week later which i provided as much as i could now ive had my own home for 11years and the jewlrey some was…
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Courtesty car from AA
My car is to go in for an MOT soon. I have AA comprehensive insurance, which includes a free courtesy car. The condition that AA put on the free courtest car is that you must have you car dealt with by an 'AA approved centre'. My car is going into Nationwide Autocentre- which has links to the AA. Would they give me a…
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Travel Insurance - can expact contract in UK?
I'm looking for an annual travel insurane cover, but I live here in Brazil. Looking locally, a lot of the covers are period based and end up rather expensive. Is it possible for an expact to contract travel insurance, based on those recommended on the site, or is it only for residents? thanks B
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Refund on Insurance
Hi everyone, My DH renewed his bike insurance in February and we paid in full via a debit card. In March he had an accident. His bike was written off and the insurance company has paid out for it. As he only used one month's insurance and isn't getting another bike would he be able to claim for a refund on the rest of the…
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Monthly Motorbike Insurance?
Hey, Does anyone know of any more companies? I know of Ebike but thats it... The reason is that when I turn 21 the insurance drops to £200 per year, but if I insure now its £700!! Ebike seems a little expensive... any suggestions? Cheers!
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excess
What is considered high excess? I have just been given a quote by insurewithease for £27 for me and my two teenage girls to go to New York for 6 days in August... cancellation...£3000 excess £65 medical/repat £5 million...excess £65 personal accident £25,000 excess £0 delay/missed flight £3000 excess £65 possessions £2000…
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Claim twice in one year.
Hi, I wonder if someone could give me some advice on whether to make an insurance claim or not. I'm in my first year of driving and had an accident early on in the policy for which i had to claim. It was all sorted very quickly although it went down as a fault claim. I knew my premium would go up but that's the way it…
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car insurance haven't paid up. Help!
Hi all, I'm very worried about a problem concerning my car insurance company. Last June I was involved in a very small incident with another car. I claimed responsibility and filled in all the appropriate forms that my car insurance sent me. (there was no damage at all to the car, i was travelling at 5 miles an hour in…
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Insuring my vinyl collection as well as my turntables and mixer
Hi, I'm looking for a way to insure my vinyl collection (200+ records), as well as my pair of Technics 1210s and my Mackie d.2 mixer and I'm really struggling to find somewhere that will insure the whole lot. I also need my insurance to conver me if I take the kit out of my home, as I'm regularly asked to DJ at parties…
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I don't think I'm being treated fairly for my claim
First of all, I'm a university student who's never made a claim before, so this might all just be normal and above board and just me not knowing the system, but any help or advice is great and what I love this forum for! Scenario: Used Endsleigh in September to get my contents insurance. January 09: Bought a laptop costing…
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Personal possessions insurance when contents in storage
I'm hoping somebody can help. I have a Direct Line contents insurance policy with personal possessions cover as a bolt on for my fiances engagement ring. I complete on the sale of my house on Friday 22nd May, but don't move into my new flat until 5th June. In the meantime I am putting my contents into storage and we're…
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Car Insurance For Points
I've just listened to Martin on Radio 1 and have taken a look at his insurance money saving tips and have a question. Ive recently been convcted (18-11-08 – convictiondate, 28-04-08 offence date ) which now leaves me sitting with 6 points on my license and an SP50. My car insurance is due to expire in 3 months time and im…
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No claims query about Car insurance
Hi, I am posting this on behalf of a friend. She has had 2 fault claims in the last 5 years but has had no claims protection. So as long as she doesn't have another prang her No claims is still intact. Her question is this. Should she pay the extra for No claims protection this year? We don't really understand the ins and…
