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will question
i am using a sample will which i downloaded from compact law there is a section that is confusing me I GIVE the residue of my estate both real and personal of whatsoever nature and wheresoever situated to my Trustees to hold on trust either to sell or if they think fit without being liable for any loss to retain all or any…
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Car Insurance - Fake 3rd party claim paid out - no word from insurance company
Ok heres the story My other half very gently rear ended a car a month or so back - swapped details etc etc - other guy called to say was going thorough insurance so we did same - called our insurance (Sainsburys) saying we had pictures of hardly any damage to either car etc and stating we would settle outside of insurance…
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Mortgage protection insurance
My daughter is wanting to change insurers for accident/sickness/unemployment for her mortgage as premiums have just gone up despite never claiming. Anyone got any ideas as to who's worth trying. Thanks.
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MPPI through iprotect
Hi, I applied online a couple of days ago for a new MPPI Policy as my old policy doubled with Assurant. I haven't heard anything back yet, not even a confirmation. does anyone have any experience of setting up with iprotect. Cheers
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Travel Insurance Adivce Needed
Hello there, and I'm so greatful in advance for any advice you can offer. Hubby and I are in the US and were due to fly back to the UK yesterday evening. However we got to the airport and hubby threw up. Our bags were pulled, we moved our tickets to open and checked in to an airport hotel. Hubby is still unable to keep…
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New Driver Insurance Help
Hi, I have held a non-eu licence for almost 9 years and have moved to Uk a couple of years back. I was allowed to drive on my original licence for a year although I didn't get a car but now had to take a full GB licence ( theory and practical test) . I am now planning to buy a car but the insurance quote is coming…
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Change of Beneficiary on Existing AXA Life Insurance Policy
I wonder if anyone can help me, I am trying to find out if anybody knows how to go about changing a beneficery on an existing Life Insurance Policy (The Policy is with AXA Assured) unfortunately my friend has just found out that she has Terminal Caner, and the main/only beneficery is her husband who unfortunately she does…
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Home insurance
Hi I just got my renewal for home contents & building insurance from churchill & it has gone up from £21 a month last year to £32 this year! seems a really big increase! Can anyone recommend anyone else? I have looksed on go compare, money supermarket etc, and it comes up with a few that are a lot cheaper, but all…
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Direct Line tell me my contents insurance was never valid
Hi all, I'm currently living in a privately rented, furnished flat, and am soon moving to another privately rented, furnished flat. I have contents insurance with Direct Line. I called them to update my policy details and, to my surprise, was told that they can't provide contents insurance for privately rented, furnished…
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Indemnity Insurance
Hi, We are currently buying a house. The owners have not a completion certificate for some building work they have had done and our solicitor has offered an Indemnity Insurance Policy. In 20-30 years time, would we take over that policy when we sell the house? Regards, James
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last will and testament
edited by me
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non fault company car claim increaseed bike insurance
hi, hope someone can help, i am renewing my bike insurance which has been claim free for approx 12 years, and my 1996 zx7r was quoted as £144 fully comp with hastings. i told them i was involved in an accident in 2007 where i was hit from behind when stationary, in a company car on company insurance and they increased it…
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Excess Protection Policy?
I was recently reviewing car insurers' websites and came across excess protection policy.... This basically cover the excess depending on the policy type.. They also allow higher voluntary excess on car insurance policy, reducing premiums and then take out this excess protection policy (which works out couple of quids…
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please help- travel insurance- USA
Hi folks, going to florida in 2 weeks and cannot get travel insurance for my other half due to the fact that she is having an hysterectomy in september-have tried about 8 companies and they have all refused to quote.
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Help please re insurance company taking money
Hi new to this so please be kind, and if its in the wrong section could someone please move it to correct one thank you. Briefly 10 months ago I helped a friend that was in hospital by paying his monthy car insurance over the phone using my debit card. I thought nothing more of it and was repaid the £20 or so quickly. I…
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Car Insurance re: legal owner of the car
Hi, My car insurance renewal states that I am the legal owner and keeper of the car, however I am not the legal owner, just the registered keeper. When I obtained my insurance last year I told the IC over the telephone that the car is being paid for on a finance deal which is not in my name but that the registration…
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OnlyInsurance.com un-contactable
I have a household policy through the website broker Only Insurance. The policy is actually insured by NIG. I need to amend the policy, and tried to contact Only Insurance at their listed Contact Phone numbers on the website. Since Friday morning 15th May it has not been possible to contact them either by phone or e-mail.…
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Which policy do i need?
Hi, Could somebody please lend me some advice on what insurance policy i need. I live with my partner. I am employed and my partner is self employed. Although thankfully we are both stable in our jobs at the moment it has raised the concern that if we wasn't how would we pay our mortgage. My partner also plays alot of…
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Travel insurance: alcohol issues
Having heard a story of girl at work who broke her back in spain after a fall, she was paralysed from the waist down and her insurance company would not foot the bill as she'd been drunk at the time. I am now quite scrupulous when checking travel insurance policies and most do contain something like: "will not cover…
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Family holiday insurance for pre-existing medical conditions
I would be grateful for some help with my holiday insurance:- One of my children has chronic lung disease which has always proved expensive when buying holiday insurance. For the last 3 years I have had good service from Direct Travel Insurance (as recommended by some users here). Although I have paid an excess for the…
