-
Direct line home insurance nightmare
Hi all, We've been in the midst of the biggest nightmare regarding direct line home insurance. 1st there was a massive leak under our floor in one of the pipes which damaged our walls and floors etc. we contacted direct line and they said we should make the leak good, which we did including a subsequent pressure test…
-
Ouch! Unemployment insurance price hike!
I took out my insurances when i took out my mortgage around 18months ago..i did accident sickness with Abbey at 17.00 (now increased to 23.00) and Unemployment with British Insurance was around 9.00. Last June they price hiked it from the 9.00 to 17.00. Today i get home from my poorly paid job to be told that it had gone…
-
Pruhealth - Caveat emptor!
My company moved from BUPA to Pruhealth last year. Boy, what a bad move! Compared to BUPA – who were so easy to deal with and get consultations and treatments paid for with no quibbling, Pruhealth on the other hand seem to find excuse after excuse not to cough up payment for consultations and treatments. Their quota based…
-
Insurance for learner drivers
Firstly, I will apologise if this question has previously been discussed but I could not find anything. The question is What is the best/cheapest way to get insurance for a a child who is a learner driver to enable them to very occasionally drive my car for practise. I tried getting a quote when I was getting quotes for my…
-
Tesco Car Insurance
Ok, here we go... I took out cover in January with them for my car the premium was £568 per annum. Today i have a letter saying 'My premium has gone to £1700 per annum!' because they put down i had 4 years no claims discount, a mistake on their behalf.. But i still have to pay up. I then told them Ive had cheaper quotes…
-
Pet insurance for older dog
My little crossbreed has been insured with Tesco since the age of 8 months. He'll be 10 years old in a couple of months and the premium on his policy has increased to £30. 11 with excess of £60.00. I don't begrudge a single penny spent on him but I'm overwhelmed by the various policies available and really want to get a…
-
Insurance Write-Off - help please
I've just been told that my car's a write-off (own-fault accident) & my insurers have notified me of the claim value. The value they've quoted seems a little on the low side, how can i challenge? Whilst the vehicle was fairly new & in good condition, 03-plate Volvo, it was also high mileage (more than 180k). Insurance…
-
Unoccupied Property - Contents Insurance
Where else to turn to when stuck! My husband and I are about to purchase a flat in Scotland. We currently live in England. Since our Grandchild was born we are going up every approx 6 weeks. Does anyone know who or where I can obtain just contents insurance for this flat. The buildings insurance is covered under the…
-
A few Car Insurance questions
I am due to renew on the 25th. I have a 1.6HDI (110BHP) 307. 05 plate. licence dates back to may 2004 and I am 25. I have 5 claims to me name 1. 10/2004, my fault, 2. 11/2006, not my fault 3. 03/2007, not my fault 4. 12/2007, not my fault 5. 08/2008, my fault. This leaves me with 1 years no claims. I am currently looking…
-
Income protection Insurance..worth it or waste of money??
Hi, Myself and my partner are considering getting income protection. Nearly all policies state that there is a 60 day 'waiting' period between when you claim and when you begin to be paid. This has got us thinking that maybe it is not that useful to have? After all, if you have to wait at least 2 months to recieve benefit,…
-
Negative life insurance payment
I am completely gutted. I took out a Flexible Savings Plan in March 1996, paying £30 a month, increasing the amount by £3.00 each year, until the tenth anniversary, whereby after that the montly amount stayed the same for the last three years (at £60 per month). We received a letter from Reliance Mutual at the end of March…
-
Axa Insurance for Van - Scotland
I am looking for Van insurance and have found one which is suitable for our needs with Axa, but just reading the policy it says "As we are based in England, we propose to apply the laws of England and Wales by purchasing this policy you agree to this" Will this be Ok for us as we live in Scotland, I am unfamiliar with…
-
home insurance
edited by me
-
2 car insurance...
I'm looking to buy a second car and trying to work out the best way to get insurance. I've done a few google searches and as usual it comes up with conflicting answers. The basic question: Is it possible to split NCD between 2 cars on a multicar policy? the background: I've got a Toyota Supra and a Toyota Celica but i'm…
-
Life Insurance help please.
Hi folks Just a bit of info/advice if possible please. My hubby has a life insurance with our bank of Lloyds TSB, when he had taken this out a few years ago, he was a Steel worker, so high risk basically when he taken this out. He pays almost £45 a month for this cover. Unfortunately over a year ago the steelplant went…
-
Home Insurance Savings...?
I'm new to this forum, so apologies if this has been covered elsewhere. I was about to leave Direct Line with 5 years No Claims as Churchill were offering a silly deal. It turns out that they both owned by the same company. Any of you out there with Direct Line Home Insurance up for renewal whom have 5 years no claims? Get…
-
premium for insurance no payout
i was made redundant recently and my insurance co wouldnt pay out - i waited the correct lenth off time before claimimg but was in paid employment by 2x weeks later - i received no payout because i was not unemployed long enough - do i have any rights to claim my premiums back
-
Critical Illness Insurance
Hi, I am trying to establish which critical illness insurance provider covers the most conditions on their policies. I have a feeling it used to be Scottish Provident?? The likes of Bupa now provide CIC, what is the cover like? Many thanks
-
Budget Car Insurance Thieves
Have just cancelled insurance with Budget 4 months before renewal date as no longer have vehicle, only to be told that am not due any refund even though I paid the full premium up front last August. Apparently there are cancellation and other fees which conveniently come to the exact amount of unused insurance premium.…
-
Advice: Claiming on TP insurers for Wall Damage
:mad:UPDATE: Please see post #3 below... Hi all, My driveway wll, garden and hedge were damaged by a wreckless 17 year old driver and the father of the driver didnt want her insurance NCB to be affected and wanted to rectify the damages privately. He then realised he would need to put in a claim as the car is a write off!!…
