Unoccupied Property - Contents Insurance

scottishsue

Where else to turn to when stuck! My husband and I are about to purchase a flat in Scotland. We currently live in England. Since our Grandchild was born we are going up every approx 6 weeks. Does anyone know who or where I can obtain just contents insurance for this flat. The buildings insurance is covered under the communal charge/factors fee. Any assistance appreciated.
Thanks:money:

dacouch

Have you asked your current contents Insurers if they will offer cover, they quite often will subject to certain conditions

scheming_gypsy

my house is shared ownership so the buildings insurance is covered by the housing association. I got my contents only, with accidental damage, with Norwich Union. I went through Quido and got £60 an £87 policy so it cost £27 for the year.

dogbot

You may need a specialist holiday home policy, so try googleing for that.

The following appear offer unlimited unoccupancy (from an independent source, but might need updating):
Brit insurance Homecover Insuarnce and Homecover plus - though a broker only
Britannia Building Society - Home Builder Gold, Silver, Bronze - availible direct but appear to be for people building a home?
Click4Quote (never heard of them!)

The following do 90 days, but all are only though a broker:
Millennium Insurance
Saffron Insurance Services Ltd

There are then quite a few who do 60 days, ranging from Hiscox to Direct Line...