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Insurance & life assurance

Archives for February 2009

Norwich Union Claim
On 14th August I had a car accident with a women in a 4x4. She swerved into my lane, and sraped my car along the front side (around where the driver is). She left her details and drove off (she didnt even ask for my details). I told NU, who opened up the claim and repaired the car. She is on NU as well, thus I did not have…
Question about travelling with family with your own travel insurance policy?
My sister is traveling to Ibiza with friends in a few weeks then coming to Lanzarote with my mum,dad and me in October (all adults). She is buying a years travel insurance for herself which will cover Ibiza but what about Lanzarote? I have to say that I known nothing about travel insurance but I remember hearing Martin…
Travel insurance questions
Hi, Myself, my mother, and my GF are going on holiday in April and I'm looking for some travel insurance. Question 1; does my GF count under a family policy, or should I buy her a separate policy (we don't live together, I know that sometimes makes a difference)? Q2; my GF is currently kinda recovering from an ongoing…
mortgage protection insurance
hi, i have been with a certain insurance company for my mortgage protection for just over 2 years, i remortgaged in december 08, i was advised to cancel the mortgage potection policy, containing the old lenders details, and start a new policy straight away containing the new lenders details. i was made redundant in…
life asurance/funeral plan???
hi my mum reaches 50 in september and is intending to make provisions for funeral plans.but is unsure what would be best? she can afford about a tenna a month and idearly would like to leave us kids something rarther than just paying for funeral. can any one offer any advice because i just havent got a clue thanx in…
HelpHire Car Insurance Accident/Claim
Hi, I was involved in a car accident where a car went through a red light and crashed into me in the left and front passenger side. My car has been classed a write off. Since the car was not safe to drive I called the AA who then offered to deal with the claim through Helphire. I have informed my own insurance co. I was…
cRITTICALILLNESS INSURANCE IS IT WORTH IT
I Have A Crittical Illness Insurance For Some 6 Years With A Well Known Company, However 8 Weeks Ago I Suffered A Stroke The Policy That I Took Out Was Supposed To Pay Out As This Was In The List Of Items That It Would Pay Out On, I Am Now Having Difficulty With The Company As They Are Continually Looking For Ways Not To…
help please? cavendish
we are organising some cover have read through martin's article and are getting a quoute from cavendish now the silly question what to we put in the annual benefit box? we were hoping to do £200,000 over 20 years hubby is 30 and i am 27 both nonsmokers but its coming back with quotes of £46 per month so i am wondering if i…
HSA premium increase
HSA sent me a letter today saying they're increasing their premiums in return for increasing the level of benefits claimable under their policy. It just seems like giving with one hand and taking from the other. My premium is going to go up by 10.5% at a time when inflation is historically low. Time to quit HSA methinks.
Norwich Union - new credit agreements?
Just received my home insurance renewal (gone up by 10%) and it now includes a credit agreement. I've always payed monthly but previously there's been no mention of a fee for credit. Last year the premium included an 8% admin charge. This year I can't find any reference to an admin charge but they've slapped on 7.2%…
LIFESCAN health screening
Hi Has anyone any knowledge of this company or ever used it LIFESCAN I am considering trying one of these health screening companies but cannot find any reviews etc, sorry if the post is in the wrong place. Thanks
Income Protection underwriting questions
Hi Around 6 weeks ago I made the decision to replace my Accident and Sickness policy with Income Protection Insurance instead. I contacted an IFA who asked many questions over the telephone and then submitted my application online. However, when the insurance provider sent forms for me to sign, I noticed that my previous…
Claiming on contents insurance
We've just been burgled, which was nice enough, obviously! We've just had the claim through form the CO-OP insurance (CIS). And they want receipts and manuals from everything we are claiming for :eek:! Now three things I'm not sure about... a) We most certainly don't have receipts for everything, the big things that were…
Advice on insuring more than 1 car
My husband and I own 4 cars (2 for social use - expensive cars, heavy on fuel and 2 for work / general use - more economic and practical) and would like advice on how best we can insure all 4. I have tried a couple of multi car policies but they are quoting me huge premiums. At the moment, we are insured on the 2 general…
Insurance company say my nc bonus is less than it really is
hi folks, I would like to know what the situation is when someone has 10 years no claims bonus and the company they are insured with us the 5 years maximum no claims bonus. I have 10 years ncd but when I called my insurance company to tell them not to auto renew my policy they said I had 5 years. When I took out the policy…
Road Traffic Accident Gone Wrong... Help!
Well, suffered a no fault road traffic accident back in 2004. And my solicitor has let me down badly and i now dont know what to do. All was going well until third party recently found some so called evidence in my involvement with a online community website. I dont earn a bean from it, but the third party says that i have…
Car insurance - uninsured motorcyclist
Help, can i have some advice.. sorry its a long one, My daughters boyfriend Adam was out on a motorbike, taking it on a test drive after working on it, with no insurance..... Prat i know!!!, a car came towards him on the wrong side of the road, he moved right over to the verge where he slid on ice and slid under a car. The…
charge to cancel car insurance?
is this right? We've just scrapped my husband's car, so i've just phoned to cancel the insurance policy on it to be told it's going to cost us £45.00 to cancel it :mad: . Is this right or is there anyway round it? talk about 'rip off britian' Squibbs
comparethemarket
For months i have been pestered by 'silent' calls etc but lately they have been less frequent. I have just looked on comparetm for building and contents insurance and what do you know, within minutes I have a silent call from, you guessed it, comparetm. Well at least when I looked up the number on whocallsme.com loads of…
Car Insurance claim help
Ok this is quite a long story but basicly i bought my first car febuary last year, a Y-reg citroen saxo, for £1275 on my birthday a few days after i passed my test.When i was about 10 my dad had set up a bank account for me and every birthday/xmas when i got money i would put half in the bank and this is what i payed for…

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MSE News

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