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Mortgage Protection - limited Initial Exclusion Period
I am looking to protect my mortgage repayments for unemployment only. All policies I have acome accross have an initail Exclusion Period - time between taking the policy out and being made redundent - of at least 60 days (most are 90 or 120). If I take out the policy tomorrow and get chopped 59 days later there is no…
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Travel Insurance with CDW
I'm going on holiday and planning to rent a car. I'd rather not pay the exhorbitant CDW costs provided by hertz. So I thought I'd look around a bit. This is from this site A look through has so far found me 0 policies that cover CDW. Any ideas? Cheers, Pete
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should I claim?advice please
My darling daughter has taken a sharp implement to the Plasma tv. I gather that I can claim (repair bill is £550.00) but the tv is still watchable which makes me wonder if it is sensible to claim. Does anyone have a rough idea what the premium increase is likely to be if I make the claim? Secondly now that I have spoken to…
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Life Assurance help required
I am a newbie to this site and after years of staying with the same companies have been doing a bit of detective work. I cannot believe that i have been paying £45.00 a month for life assurance for the past 10 years when i can get better cover for less than half the amount! (thanks Martin) Anyway, can anyone advise me…
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Admiral Car insurance auto renewal???
Hi, I had car insurance with Admiral taken out over the internet, this came up for renewal while i was not using the car, and they tried to take payment for another year from a credit card that i no longer have. They have now written to me requesting payment for the period that they insured me. I have today phoned them up,…
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Critical Illness 10 year review
I have a Barclay's critical Illness policy thats just had its 10 year review http://www.barclayslife.com/criticalillness.aspx and surprise surprise they want to double the premium or half the amount covered Are these policy's worth having? (I'm self employed and on a scale of 1 to 10 for fitness I'm a 0 loool) Is £60ppm…
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No Claims Bonus- used twice?
My mom has 4 years NCB- but on the policy for her own car. This obviously brings the price down. However, I am getting my own car and need to have mom on my policy as she will be using my car (and it also brings down my premium). I'm 26. My question is this: On filling in the forms on Confused (etc), it asks if she has any…
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car insurance claim..
At the begingng of Feb i was involved in a car crash, the other driver was at fault and has admitted so, My insurance company payed out to the value of my car to my finace company. I know i can claim back the excess that my insurance company took but what i would like to know is as the other driver was at fault and I have…
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Car insurance named driver query
Hello, Having done a search for "named driver" none of the articles that came up exactly fitted my query - so I hope someone hasn't just answered this - but I did look! I am 24yrs old, have no no claims bonus (AFAIK - I had my own car insurance but only for around 6 months and that finished 18 months ago) To my great…
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Car insurance 'hidden' excess HELP!!!
Last week I hit a badger (cue badger jokes!) resulting in severe damage to my bumper and radiator. I got a quote from a local bodyshop which was around £700 including labour. When I phoned my insurance - Direct Line - to report the incident, they went through a plethora of information with me, stating that my excess was…
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Critical illness cover -
is it worth it? Du and I can get life cover with everything we need for less than £10 a month, but if we add critical illness cover, it jumps to stupid prices ranging from £60 to £120! do we really need it? Does it ever pay out?
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travel insurance - performer
Anyone any experience or recommendations for a decent single trip policy for a musical performer (Europe) ? Most policies I'm finding exclude performing. Don't need instrument cover, just personal. am not having any luck googling! Cheers
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Alliance & Leicester Car Insurance Help Needed!!
Hopefully somebody can give me some advice. I recently got a quote from Alliance & Leicester as they guaranteed to beat my renewal quote. I filled in the online details and true enough they beat it by £10. I then rang the call centre to confirm the minor details over the phone. Whilst doing this the operator managed to…
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Do I need a form VE103A?
Going to France for 1 day trip in private car. Do I need a VE103A?
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Car insurance - although claims
Hi - i don't know if anyone can help - currently pay £124 per month for: Peugeot 406 (with breakdown ) £30 Voyager (with breakdown) £46 Clio (with Breakdown) £48 Peugeot has no claims made ( Full NCD) Voyager has PNCD - but claims have been made for damage by vandalism:mad: Clio - PNCD - although son had claim few years…
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first direct £30 off?
Back in april I was looking around for car insurance,so I noticed that first direct were offering to beat my renewal quote from the post office by £30 so I checked with the post office and they quoted £128. I then went to first direct and they quoted me £98, beating the post office by the £30 that they promised. A few…
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switching insurance to another car?
i sold my old car and bought another so i wanted to transfer the policy(ending mid june) if i did not claim it would have made it up to 5 yrs ncb. now when i rung the company they said the current insurance must be terminated and a new policy must be done as my new car is under 10 years old. is this correct? also my ncb…
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Travelling to USA from Dublin and can't get insurance...
Anyone tell me of a good (and cheap!) insurance co. I could use? The problem being is that I live in Northern Ireland, I am flying to US from Dublin airport, UK insurance co's have clauses that the trip has to start and end in the UK and Irish insurance co's want me to be resident of the Republic of Ireland!!! :confused:…
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Travel insurance and bad weather. What type of cover?
Dear all Myself and my partner are off to our honeymoon in Florida during August, I don't go on holiday often and its my first time to the USA and I had a question regarding travel insurance. I am aware that it will hurricane season whilst we are in Florida so wanted to ask who is the best travel insurer for this. I been…
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how to get cash from comparison + cashback site
Question: how do I get cashback for home insurance via a comparison and a cashback site, what order does one use. Presumably you can only go to the insurers website via one or the other. Moreover once on the insurers website it often says something such as: Cashback can only be awarded when you purchase a quote generated…
