Travel insurance and bad weather. What type of cover?

isotonic_uk

Dear all

Myself and my partner are off to our honeymoon in Florida during August, I don't go on holiday often and its my first time to the USA and I had a question regarding travel insurance.

I am aware that it will hurricane season whilst we are in Florida so wanted to ask who is the best travel insurer for this. I been looking at a few travel insurance company websites as well as moneysupermarket and confused but a lot of them dont seem to mention cover for bad weather.

Is this cover standard on most policies?

Some companies are offering standard or premium options, for florida which option would be best?

Has anyone experienced a hurricane whilst in the USA and if so what was there travel insurance like when having to claim?

The cheapest I have found is flexicover, Has anyone used them and are they recommended do they offer good support when things go wrong?

If anyone can offer me and good or partial answers to this, it would be much appreciated

many thanks

soolin

Standard travel insurance does not cover bad weather, most policies only cover things like lost luggage, medical bills etc.

Also, some natural elements like hurricanes or floods would be specifically excluded and would only pay out for injury and the resulting medical bills incurred as a result.

I don't think I have ever seen mainstream travel insurance that covers the weather, but then this isn;'t really my field so I am sure that someone else will be along in a moment who can give you some better advice.