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Zurich Car Insurance not paid damages
I had a small bump back in Jan when at low speed (5mph) I went into the back of the car in front. Minor damage but the driver claimed whiplash and I was sent a letter from a firm of ambulance chasers claiming compensation. I passed onto Zurich and left it at that. Yesterday I get a letter from the solicitors claiming that…
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public liability insurance
I am helping to organise a craft market to raise funds for the church. I have been given use of a hall. I believe I need to get public liability insurance. Does anyone know where I can get this cheaply. Its just for one day. Thanks in advance
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family income protection benefit and income protection
hi i am in process of arranging cover for myself and wife problems i am facing are family income benefit or life assurance which one to go for ,premium is about the same for a sum of 200k till we are 60 regarding income protection ,does it pay to shop around or are all ifa's will get the same premium for me i have been…
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Car Insurance Excess Question
Hi This is my first post on this board so Im not sure if this has benn asked before but I hope someone can help. I had a bump in my car (my fault as I hit person in front, at low speed) last week. There is slight damage to my front bumper but nothing major, we werent going to get it fixed on insurance as the lady I hit…
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Tesco Home Insurance Claim (or lack thereof)
Okies, a bit of history first. We currently live in a rented house. The landlord pays the buildings insurance and we have contents insurance. A few weeks ago, whilst on holiday, the roof leaked. The whole room was damaged including the bed, furniture, carpets and ceiling. The landlord has done his part of the bargain by…
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Cruise Insurance ASAP
Hi hope someone can help quickly here. Long story but sis-in-law going a cruise tomorrow but has just found out that her current travel insurance will not cover her, just diagnosed, heart problem which is not life threatening. Really need to find insurance for her asap as she does not want to miss out on holiday. Anyone…
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can i cancel car insurance and go via quidco?
Hi ya, I've currently discovered the quidco cashback site and hoping to save money for me and my husband. We both have car insurances so i was wondering if i cancel them and look for an alternative insurer or go back with the same one but via quidco, will we qualify for cashback or will it be a waste of time? Thanks in…
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can someone help me with my life insurance please?
I need some advice please Our life insurance for me and my partner is £50 per month with Legal and General. With the current economic climate as it is and me being on maternity leave we are really struggling with funds. I have enough to pay all the bills at the end of the month so Im not worried about that but then that…
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BuildingS insurance... PLEASE HELP!!!
Hi All, I just got my buildings insurance renewal quote for £326.40 :eek: . I checked with my neighbours and they all pay around £216 for exactly the same cover, broker and type of property. We are all obliged to insure with the landlord's nominated insurer (leasehold properties). I checked with the broker and they want me…
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Advice on switching NCB to second car
I currently have two cars through a broker, insured with different companies. Car 1 has 1 year NCB already and almost a second year clocked up. Car 2 has no NCB and is only a few months into its first. (I don't crash a lot by the way, just never had my own policies before!) I'm looking to sell Car 1 so my question is, can…
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Do i Inform Bupa what my GP has said??
Hi All, I am 27yrs old and I have in the last three months taken out a Bupa Critical illness and Life Insurance cover. I went for the most cover I could afford and took add on’s such as index linked, own occupation, fracture cover and reinstatement etc. I pay £49 a month for £100,000 cover at the moment, this is index…
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Information on Proof of NCD
Hi guys, My first ever post. I have a question. I have just took out some car insurance with a new provider as they were cheapest and they've asked for my NCD proof. I have it and about to post it howver i'm worried about a few things. My Proof document has on there that i have held my licence for 4 years whereas i have…
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Car Insurance renewal
My Car Insurance is once again up for renewal. I am currently shopping around on the comparison sites looking for the best price, but have a query. Whilw filling the online forms in, they ask if I have claimed in the last 5 years. Last summer my car was hit while in the car park and I claimed from the drivers insurance to…
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Insurance renewal after a Claim
I've been driving for 20+ years and never had an accident until a few months ago when i got too close to a bollard and scraped the side of my car :o Anyway the damage wasnt too bad and at first i thought i would pay for the repair myself to save my No claims discount but after getting a couple of quotes i found out it was…
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car insurance renewal time again
now i know everything in life gets more expensive but car insurance is a law off its own:confused: two years ago the insurance cost £248 for fully comp, last year £265 and this years renewal is £330 now thats a joke surelly :rolleyes: after all the car is another year older and has devalued by a good few thousand since i…
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14 day cooling off period
Hi, I took out car insurance with swiftcover on Sunday. However I later found out that day, for the same sum, I can insure with Tesco, and get the "free" power washer. I have checked the swiftcover T&C, and believe that I can cancel the insurance at anytime during the first 14 days, but swiftcover will deduct £25 as an…
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car insurance cancellation penalty
Hello Does anyone know of a car insurer that allows you to cancel a policy at any time with no penalty, or smaller than a 1 month penalty? Thanks Alex.
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Confused friend
Hi Hoping you guys can help My friend has just bought her 1st house and was given the hard sell by the mortgage broker. He has convinced her to buy life insurance, critical illness cover and income protection as well as the usual building & contents. This has added a whopping £110 to her mortgage payment. I think she's…
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drainage / plumbing insruance
I am considering taking out insurance for drainage and plumbing possibly two separate policies. The first drainage, need to read the small point but I am concerned that I might get his with some bills for drain work. The second plumbing is really about my experience of getting a plumber in. I am hoping that If I use a…
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Travel insurance
Hi could any shead some light for me? Ive been in to moneysupermarket for a quote for Travel insurance, flexi cover has come up with best price. However my child has a heart condition so he needs to be fully covered just incase, Im not sure I understand this bit?? Im not to good with things like this!!!! Any help would br…
