Travel insurance

NAT.B_2

Hi could any shead some light for me? Ive been in to moneysupermarket for a quote for Travel insurance, flexi cover has come up with best price. However my child has a heart condition so he needs to be fully covered just incase,
Im not sure I understand this bit?? Im not to good with things like this!!!!
Any help would br great thanks!

The insurance you are about to purchase operates on the following basis:

1. To be covered, You must be healthy, fit to travel and able to undertake Your planned Trip;
2. The insurance will NOT cover You when You are travelling against the advice of a Medical Practitioner (or would be travelling against the advice of a Medical Practitioner had You sought his/her advice);
3. The insurance will NOT cover You when You are travelling with the intention of obtaining medical treatment or consultation abroad;
4. The insurance will NOT cover You if You have any undiagnosed symptoms that may require attention or investigation in the future (i.e. symptoms for which You are awaiting investigations/consultation or awaiting results of investigations and where the underlying cause has not been established).

No claim arising directly or indirectly from ANY Pre-existing Medical Condition affecting You will be covered.


For the purposes of this insurance, a Pre-existing Medical Condition is considered to be:

• Any past or current Medical Condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow-up/check-up has been required or received during the 2 years prior to the commencement of cover under this policy and/or prior to any Trip; and
  
• Any cardiovascular or circulatory conditions (e.g. heart condition, hypertension, blood clots, raised cholesterol, stroke) that has occurred at any time prior to the commencement of cover under this policy and/or prior to any Trip.

andyrules

There is a link about half way down the first page that you can click on to take you to companies who deal with people who have a pre-existing medical condition. You are going to end up paying more, I would expect.

hansi

Try www.covermytravels.co.uk they gave me a good quote covering pre existing medical conditions which have not required treatment in the last 12 months.

stargate12

Used link from this site to contact a company called ORBIS for both mine and hubbys pre existing med conditions, they were most helpful and very reasonable. Like Martin says its worth a phone call, it saved me £500 quid.

NAT.B_2

I had a quote fromteh post office it was £75 for family of 5 with two medical conditons, is that good? Im about to phone upup now to get quotes!

NAT.B_2

just rung cover my travel they wont cover my son! as he has op in last 3yrs!