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50/50 and losses
I had a car accident in March, I totally blame the other driver for swerving across from the right lane in front of me to exit the roundabout (I was correctly in the left lane). However, no witnesses stopped. My insurance company have written today suggesting I accept 50/50. I am really annoyed as paid £150 excess plus…
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life insurance
Hi I have an index linked insurance that pays out on my death and is a whole of life policy. For instance if i paid £20 per month say I would leave 20000 and each year it goes up, say £22.00 leave 25.000 etc etc. It now stands at £32 per month leaving around £52000. I have the option to freeze it meaning I can stick at my…
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Car Repair - Insurance Pay? - Confused
Hi. Firstly sorry if this sounds ridiculous - I know absolutely nothing about my car other than it is insured. I'm in Germany, and my car is insured with Churchill and it covers me driving in the EU. My exhaust fell off (:() last night and I needed to have my car picked up by the repairers today from the side of the road…
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Car Insurance Complaint More Than
Car Insurance Policy by More Than Dear Sir/Madame Can i ask you for some advice. I am a More Than Car Insurance customer. My policy Expired on the 11th May 08 at midnight. On the 12th May i rang in to renew my policy under the terms of the renewal letter. Their staff went over the details, confirmed the level of cover,…
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Travel Insurance Help needed
We are about to go on holiday to the UAE (visiting family). I have been looking into travel insurance but seem to have problems as my daughter has asthma. If I tick the box to say she has a pre-existing condition the sites either say they cant cover us, or that I need to pay silly amounts and contact them by phone. Her…
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Can they make me pay??
My motorbike insurance was recently up for renewal and as a good MSE disciple i shopped around and promptly found myself a much cheaper deal:j I cancelled the DD for the insurance and set up with the new insurer, thinking that was that. The old insurer though has kept writing to me asking for written confirmation. I…
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Buildings Insurance - Joint names with Lender
I am buying a house and the buildings and contents insurance are £40 per month if I go through my mortgage lender. However, I can get it £20 cheaper with Sainsbury's Home Insurance and the policy covers everything my lender requires. The problem I have is that we need to complete quickly and the mortgage lender has to have…
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Car accident- whiplash claim?
whilst driving a courtesy car today (mine is in for repairs after a neighbour reversed into it!) a white transit van drove into the back of me. My car was stationary in a traffic jam, and the van hit us at quite a speed- causing a dent in the boot, a scuffed and dented bumper and the bumper has fallen off on one side.…
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Insurance Worries
Hello people, my first post here. Ive been viewing the site since the start of the year and found some pretty useful information available in the forum sections as well, so thought id sign up. I’m looking for some advice from the people here, ive got myself rather worried about travel insurance. I’m travelling to Cyprus in…
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Car insurance at 17 and what best car to have?
Hope this is the right forum. Apoligies if it is not. Well i am 17 soon. And im so excited as my parents can tell. And have a short amount of money so would like to budget the costs etc. I was wondering if anyone could help me with the following , please. Thank you. What would the best car to have be because i am 17 and…
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Lorry rental insurance
Hi there, Hoping you can help me.Hubby and I are planning to rent a lorry to take furniture to Europe. The rental company want over £300 for 7 days rental vehicle insurance! I have been trying to find something less costly but had no luck so far. I have trawled the net and called everyone I can find including our own car…
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Quick car insurance query
I'm 26, and have had a provisional licence for just over 3 years. I am going to buy a car this week. I am on my mothers insurance for her car. On the insurance policy for my new car, I'll have my mother on the policy. My question is this: When getting quotes online, do I need to put the proposer as the person who will be…
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Difference to premium after accidental damage claim...
I am considering whether to make a claim following accidental damage (it would be re-wallpapering a room). My excess is £100, which is much less than the work and materials will cost but I want to know how much it will affect my future premiums. My combined buildings and contents has been around the £250 mark and I had…
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Insurance policies - deceased person
Hello An elderly relative has recently died. Can anyone advise me how to find out what insurances policies they may have paid into. I know several insurance men called to their house to collect over the years but I don't know what companies they were all affliated with and if all these have expired and / or been claimed.…
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Insurance HELP!
I don't know what to do. I was broken into (while asleep) and had £3000 worth of belongings stolen. I am insured with TESCO and they sent round a loss adjuster. This man sat in my lounge asking me what I think things are worth off the top of my head. I didn't really give any answers but afterwards received a letter saying…
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Travel insurance claim with AMEX Advice needed please!
I travelled from Stuttgart to Frankfurt (by train) and then took a flight with FlyBe to Manchester. Unfortunately, the train from Stuttgat was delayed, and I was transfered to the next available train which was about 35 minutes later and missed the flight. I had then to buy a replacement ticket. I'm having travel insurance…
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PPI & Life Assurance
I am a little confused. I have taken out a loan to go Motor Racing. I have seriously been thinking about Life Assurance as Motorsport is dangerous. I would love to have a payout for my relatives if anything happened God forbid! But I would like some cover for my loan as well just in case I can not work for any reason.…
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50% off contents Insurance
A&L are currently offering 50% iff contents insurance if taking with Buildings. Tel No 08000158584 if anyone is interested
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Bank account 'added value' insurances rip off
:mad: I am a new forum member, but feel so angry about having just got back from a wonderful holiday in South Africa. We unfortunately were robbed whilst there, and when we both notified our respective banks for insurance advise as we lost personal belongings from our book (yes it was all locked), we have just been told by…
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Confused - what does contents insurance cover?
I am about to renew my contents insurance and am looking for a good deal, however I am finding it difficult to get a straight answer out of insurers on the subject of damage by pets. I have a very rambunctious cat, who so far has only broken small personal items (costume jewellery and a few ornaments of sentimental value)…
