Quick car insurance query

BCD

I'm 26, and have had a provisional licence for just over 3 years. I am going to buy a car this week. I am on my mothers insurance for her car.

On the insurance policy for my new car, I'll have my mother on the policy. My question is this: When getting quotes online, do I need to put the proposer as the person who will be the registered keeper (me), or should I put it as my mother to reduce costs?

Thanks.

BoGoF

If you are the main drive you should be the proposer with your mother a named driver. Otherwise you are comitting fraud

BCD

I won't be the main driver- it will be 60/40 on my mums side.

Does the proposer have to be the registered keeper?

System

no, my hubby is the reg owner of my car but the insurance is in my name

raskazz

BCD wrote: »

I won't be the main driver- it will be 60/40 on my mums side.

Does the proposer have to be the registered keeper?

It's impossible to give a definitive answer to this question, as different insurers have different criteria.

Just answer all questions honestly and check any FAQs or 'assumptions' on each site.