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is this ethical/legal ?
My partner had a minor car accident. All being sorted out satifactorily. The thing that we're annoyed about is the number of times she's been rung by the insurance company's solictors asking if she was injured (presumably so they can pursue a claim for damages) It's got to the stage where they seem to be trying to persuade…
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Car Insurance Woes - Nothing wrong just a whinge
I've got a headache !. This isn't a complaint or anything, just wanted to share my saga. Collecting a new (for me) car this evening and spent 4 hours sorting out insurance cover today. We live in the sticks, have one car and O/H works unsociable hours so bit the bullet and bought a second, so one of us isn't always…
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Simple Cover Car Insurance
My car is covered by a Simple Cover Policy and I am about to move house so I need to inform them of a change of address. BUT, I have noticed that there is a £21 charge for any amendments to the poilcy, and a further £10.50 charge for a replacement set of policy documents. My question is, can they do this? It can't possibly…
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Confused over life assurance and HSU policies
I've been reading the various topics on here for a while and thought I had a grasp of what I wanted but I am not so sure that I do. I like the idea of level term assurance and have worked out a premium based upon 10x my salary (as recommended by Martin). This would cover the mortgage and leave a nest egg which I like the…
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Norwich Union health ins renewal fee !!!!
I have been sent my NU health insurance renewal with a note that as I pay by Credit card they can now renew without asking me if they can charge my card. I rang to cancel this method and said I would pay by cheque. They told me my premium would increase 5% because of the 'costs' of paying by cheque. This amounted to more…
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withdrawn claim
in 2006 i had an accident with my computer i rang post office insurance who suggested i have it looked at to see what was wrong, it turned out that once the policy excess was paid it was not worth continuing with the claim so i withdrew it . now im being told it still counts as a claim ! is this right ?
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Car accident and liability
my car was hit by a van while it was parked next to a garage for repairs - the incident was recorded on the garages cctv, and there were eyewitnesses etc who got all the details....obviously their insurers have accepted full liability So i took my car to a local accident repairs garage to get an estimate on repairs, and…
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Contents insurance claim
I've recently lost most of my mother's jewellery and a couple of items of my own in a burglary. My insurance company has reimbursed me in full for a pair of earrings by a Danish designer after I got a valuation from the original retailer. Regarding my mother's jewellery however, which ranged from 40 to nearly 100 years…
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17 year old sons first insurance..Advice please.
My 17 year old son is due to take his test in a couple of weeks and hopefully he will pass. What is the best route to take for getting him insured? Should he take out his own insurance at a cost of probably £1500/£2000 or should I put him on mine. The only problem with this is that I will not allow him to drive my car…
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why are my insurers so keep to get in touch?
basically my insurers have rung me asking to ring them on a number that is only open monday to friday 9-5 (really convenient :rolleyes: ) wanting to discuss a claim i made in feb! what happened was i was hit from behind in my car, non fault, got a hire car and was told other insurers would pay everything,protected ncb and…
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Advice needed please
My husband and I bought our current house 2 years ago, when we purchased the house the mortgage, contents and mortgage protection cover was all arranged through our mortgage adviser who came recommended from the estate agents we were purchasing the house through. The mortgage adviser came to our house to arrange at all and…
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Home Contents Insurance claim
Please help I have a home contents policy with Tesco and i am making a claim for a piece of jewellery worth about £5000. Tesco want to replace the item of jewellery, however i would prefer the cash sum that it was insured for . Does anyone know if i can insist on the cash alternative from the insurers ? I have been told…
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Insurance for my shed
I live in a apartment, but I have a garden with a shed. The problem is I do not have buildings insurance, this is covered by the maintenance company's insurance on the building, so I only have contents insurance and no insurer wants to just insure my shed, can any body help. Cliff
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Advice needed after burglary
Had house burgled while at work, 3 druggys stole my 50 inch plasma and 37 inch LCD tv, plus kids laptops games consoles, games and loads more stuff, the police have returned my 2 tvs, and a mobile and the xbox360, no wired headphones and all the bits though. I want to know can I still claim for my TVs as these were as new…
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Insurance and Quidco
Hi I`ve got a quote from Lloyds for car insurance via the net.........but now plan to use Quidco to get the 80 quid discount. Do I have to click on Quidco and start the quote from Lloyds from scratch to claim the discount? Or as I already got the quote earlier....can I just click the Quidco link to Lloyds, enter my saved…
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Mortgage Free- Do I Still need life insurance
Hi all, I'm newly Mortgage FREE :j & have been meaning to sort out our life insurance but now I'm mortgage free, is it worth it ? I'm a married man (30yrs old) with 1 boy of 3 & probably more kids to come, is worth me taking out life insurance now my mortgage is clear ? Kind Regards Nitrous
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accident at work solicitors want home insurance etc
around 18 m0nths ago i had an accident at work which may well go to court,i have been represented by the union appointed solicitors and today they have written to me asking if i had legal cover on my home and/ or car insurance at the time of the accident. i had legal cover on both but does this count as a claim on the…
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Norwich Union Maturing Policy
:mad: :mad: :mad: My policy matured today after 18 years of paying by direct debit and I was expecting my cheque to arrive today ,which it didn't. On phoning Nowich Union I was told 'not to worry it should be paid about 1 month late and I would receive interest of 3.75%. I couldn't believe it, - apparently they had an…
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Income Protection Policy
Need some clarification please. Been recieving payments under an IPP for 4 years now . Recently completed a "review form" and this time ticked the "would like to see my GPs report" box, as my GP had retired and am not happy with the GP that has now been assigned to me. Anyway, all was fine and was told the Ins Co would…
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Dorothea
We're an old couple with a double-death insurance policy for £30 000. Recently the insurance company was taken over by AXA and our monthly premium jumped by approximately 75% . We find this difficult to pay. The small print of our policy tells us that AXA are within their rights to make such a dramatic increase in the…
