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Car insurance - is protected bonus a big con?
Background: I recently advised a friend to get her car fixed after it got scraped when unattended in a car park. She had "protected" bonus with Nationwide. Come renewal, the premium seems much higher. Using www.confused.com, I inserted details of the incident and the protected bonus and got quotes from many companies. They…
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Mr
Is it me or does anyone else get the feeling that Dell sell second hand computers and pass it on as new. I am not a tech person however I have had a replacement computer the first one I suspected was second hand after paying £650 and the replacement is not much different, now I know why they ask you what you need the…
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Mr
I had my building and contents insurance with halifax and only made a claim once since 1997 however I tried to make a claim on my buildings insurance which I was charged extra so it would not affect any claim, trust me halifax do not like paying up (after paying £38 per month on a regular basis) if you don't believe me,…
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home insurance underpayment
I have recently been contacted by my home insurance provider informing me there is an underpayment of approx £200 on my home insurance account because the company forgot to adjust the monthly direct debit instalments for approx 2 years!! (therefore the deductions did not equal the annual costs). I have been informed that…
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Halifax payment request
HI Wonder if anyone can help... I cancelled my Halifax Insurance in April last year, the last payment was not taken on 30th April 06 and we were given a refund on 9th May 06. They have now written to me, 17 months later stating I owe them monies from back in April 06. The payment was due to be taken out on 30th April, they…
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How do i find my Annual Travel Insurance???
Hello This is going to sound strange but I know i have taken out and paid for an annual travel insurance policy in April this year so I am covered for my trip next week BUT I cant remember which company it is with!! I came on here and researched the article on travel ins, looked at money supermarket and i think selected…
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water damage to laminate flooring due to dishwasher installation
I recently installed a new dishwasher. A few weeks later we discovered the dishwasher had been leaking as water was coming up through the laminate flooring- the water warped the laminate flooring to the extent where it has to be replaced. I have two questions: 1st question- my insurance company are replaing the laminate…
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bit unsure need help please
Hi, I'm trying to tidy my finances up at the moment and clear my debt and am unsure of what I need insurance wise for my mortgage. I currently have a mortgage £135000 (with partner) with northern rock and have: friends provident life or earlier critical illness (decreasing)=£24.28pm norwich union mortgage linked life…
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Pru Health - Problems
Just wanted to know if anyone has had any probs with Pru Health? I took out the policy purely for the gym membership and have had problem after problem with them and now finally have cancelled the policy and am still having issues with them! :mad: Thanks
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Young Driver Car Insurance
after the past 2 days of searching through all the screen scraper websites and going to the ones which they don't pick up the cheapest insurance i could find on my car was £1000 with a £320 excess as Third Part F&T with me as a second driver in my parents name. the second closest i found was about £1200. i was going to…
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no no claims?
I would like to issue a warning to all those people that have or are thinking of an insurance policy with FOOTMAN JAMES. their policies do NOT incur a no clames bonous I have just lost 6 years no claims because this is not explaned when you take out the policy!*****postamble(); :mad:
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Owner vs policyholder vs keeper
In the process of getting car insurance quotes I have been struck by the varying information on whether a non-owner of a car can be the policyholder of the insurance. Some companies have told me that it is "illegal" - the policyholder must be the owner. Other companies have said "OK if the two people are spouses". Yet more…
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Dental Insurance
I have never received a membership number or any details after joining Tesco Free Dental (accident). I had the courtesy call from the representative a little while after joining to discuss the plan but then nothing, I now have a reason to claim and they cannot find me on the system. They tell me that they will check, lets…
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Life Insurance Query
Hi there I havent got insurance on anything, so I think I should get round to sorting this out. Need some advice Im a 35 year old single mum with 2 kids 10 and 8, Ive got no medical conditions. Just want something that will pay off any debts or bills if worst happens, also leave a bit left over for my kids, and yes Ive got…
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MPPI and 'Life' Cover
Evening, Sorry to be a bit dense, but I've just realised I am seriously over spending. I am trying to manage on my salary alone, although I am married and do not have problems in my marriage, I'd like to see hubbys salary pay for nice items and other items which we've agreed that he will pay, such as fuel. Our policies are…
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scooter insurance for a 16 year old
I've been asked to get any suggestions for insurers that will insure a 16 year old girl on a Piaggio Zip scooter. The websites already tried don't show Piaggio as a brand, so is it possible that they could be listed under a different make? Otherwise any suggestions would be welcome, thank you.
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Are we over insured?
Just looking for some advice from those more knowledgable than us; Myself and OH currently have endowment that obviously covers mortgage... joint critical illness insurance-covers same amount as endowment.... and term insurance for each of us covering £135000:confused: My question is were we done by financial advisor…
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homeinsurance claim advice please
my contents insurance in a rented property is wiht norwhihc union. last year i had a claim to replace allt he downstairs laminate flooring after my washing machine leaked damaging the kitchen area. norwhiich union appointed a building company to come and assess the damage. they then paid for the work to be done, this…
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short term home insurance needed urgently
Please can anyone help me my home insuarnce expires on 2nd nov, im moving to sweden on 9th nov. my insurance want to charge me £60 cancellation if i cancel within first quarter and i cant find anyone to give me short term insurance. I only need an extra week!!!!! any ideas anyone???? thanks wendy :confused:
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Bike insurance - won't repair or pay enough to replace.
Someone dropped their bike onto my immaculate yellow GSXR-600 and damaged most of one side. They accepted liability but their insurers won't pay for the repairs - they've written it off. They've offered a settlement figure but not enough for me to go out and buy the same bike in a similar condition. I've only got 3rd party…
