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Home Insurance for house with history of subsidence
Hi, I have bought a house with some subsidence movement in past but clearly no continuance of the same - as stated by the mortgage surveyor. But when I tried get insurance none of the major insurance companies were wanting to underwrite on phone or through. Does anyone have had encountered the same - are there companies…
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Seriously confused...car insurance.
:confused: Can ANYONE help me out here. My partner (HWTHMBO) is the policy holder and I am the main driver (named driver on our poilcy) of our 1997 ford escort estate petrol L 16v, for which _I_ am the registered keeper (and owner as I paid for the bloody thing). WHAT is the difference between Owner and registered…
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House Insurance - Flat roof?
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Advice sought on car insurance compensation
Hello - long time lurker, new registrant to the forum, hope someone can advise... I took out car insurance via my bank's 3rd party insurers in Dec claiming they would beat my existing quote by a certain amount, which the quote did. All fine until the new year when we received letters informing us *we* had paid the wrong…
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Travel & Wedding Insurance HELP!
Sorry if this has been posted in another thread but i couldnt find anything. Me and my OH are getting married in the Dominican republic in May 2007. I need to sort out my travel insurance, it needs to cover our wedding clothes, rings etc. Can you give me any advise please? TIA
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Outside pipe insurance
Just got a letter from thames water about insuring my outside water pipe. It's only £18 a year. Just wondering whether it is worth taking. According to them 1 in 11 suffer from a leak or broken pipe. I have got plumbing and drains froom BG but they do not cover outside pipes. Thanks
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More than 5 years' NCD
My car is insured with NU, who like most companies have a maximum NCD of "5 years or more". As it happens, I have more -a whole lot more!- than 5 years' NCD Trying to switch to "Budget" (up to 9 years NCD), they are asking for a letter from my existing insurer, certifying I have 9 years' NCD. Which NU refuse to send,…
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Home Contents Insurance
A part of Home contents Insurance is the section which you buy as an extra and covers personal property taken away from the home. It is sometimes known as 'All Risks'. AXA Insurance call this section 'Personal Possessions' and they have an exclusion clause which states, 'For items not in the care,custody or control of you…
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does he owe me ,how do i claim ??
Hi I writing as i would like some advice regarding my land lord , ive been living in this particular property , for just over a year and paying 550 p/m for a luxuary flat On the 28th november i notice some damp in my bedroom on the wall , i reported this to the agency, but nothing was done , a few weeks later i had noticed…
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Surrender Value more than sum assured
Hi I was wondering if anyone could help me with the following; We took out a policy for my daughter in 1989 with the Royal London as below Started: 29.05.1989 Term of Assurance 20 years Sum Assured: £2104.00 (plus Profits) £8.66 a month. This is an Industrial Branch policy and I do not received yearly bonus statements. We…
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Household Insurance?
I am due to renew my household insurance...can any one give me tips of current best deals? Thanks!
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Unemployment cover expensive
Hi all, I'm currently reviewing all my outgoings and one is the Unemployment cover that we took out in Sept 2006 due to my husbands job not entirely risk free. The premium for the cover is £43.25 pm for a benefit of £961.18. Do you think this is a high figure? The policy is with AXA Insurance. Any advice most welcome Thanks
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Garden Walls & Fences
Hi Folks Does anyone know if I put up a ranch style wooden fence and attach the wooden pillars to my existing garden walls which are in a pretty poor state but if in the future the walls and fence which would by then have become part of the wall are blown down would the walls and fence then be covered at the moment it is…
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Car written off - help needed with insurance claim please
Hello all, My OH recently "wrote off" (economically rather than damage thanks to insurance company) her N-Reg automatic Micra. The insurance company said she could have a courtesy car but that was before they wrote it off (in the mean time they left her with no car!). They took 2 days to pick the car up and another 3 to…
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Income Protection Insurance
Hi MSE Fans :P Does anybody know where I can get advice on the t'internet regarding Income Protection Inurance? Thanks Flappy! :beer:
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endsleigh insurance excess
My son recently damaged his laptop which is from Dell and cost £650 about 18 months ago. He has claimed through his student policy with endsleigh and they have said they will replace it with a similar model (his model has now been discontinued.) The spec of the new machine is fine. However, the excess on the policy is 10%.…
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Storms have damage my house but cannot get through to claims dept! Help
I have cover with Paymentshield. To cut the story short this was my day - Son went into hospital for operation (Succesful I might add) On the way home I got a call that my houses Chimney had been damaged and it had inturn extensivley damaged the roof. The roof has a small hole in it now as I went into the loft to check for…
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ok here goes.....
i know nothing about cars but today as you all know the weather has been awful, my OH came home saying he had to get a lift as the shop he works in has a garden centre and the garden centre wall fell and landed on his car what the heck do you do?? claim on insurance? but then his insurance would go up no? and it wasnt…
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Legal and general life insurance
We are currently paying Legal and General £37 per month for Life Assurance, as we are rearranging our mortgage the brokers quoted us £15 per month....from Legal and General. What is the difference between the two policies? It seems they must be significant for such a large amount of money.:confused: Mike
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Car Insurance Query. Bumpped Parked Car
Sorry if this rambles a bit - some advice needed! Recently bumpped into a parked car. Whilst my car has no damage, the persons parked car sustained minor damage (a dent). I left a note for the driver who later made contact. I've put this through my insurance company (I'm fully comp) and have just completed the paperwork…
