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life insurance
HELP!!!! how much life insurance does one need without it costing the earth? I AM 49yers old divorced with a secure and respomsible job. My two daughters are 20 and 17 years old resp. so will soon be able to support themselves. Do i need life,critical life,credit card,loan cover at the moment? :rotfl: Hoping for some…
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Query re house insurance closed claim
Can anyone help? I have had a lot of work done after a house fire I had in April 2005. We moved back in in October 2005 and noticed in the Spring of 2006 a dark patch near the bay window on the wallpaper. The windows were replaced after the fire and the whole of downstairs completely replastered and the rest of the house…
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metal signage hit and damaged my car
Today leaving work (I don't work for the council), approaching the main road. A council sign measuring approx 3ft x 4ft made of sheet metal was ripped off it's signpost by the wing and smashed into my bonnet and windscreen then blew into a nearby car park. I stopped the car check the damage, gauge out of the windscreen…
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gates and fences not covered!!!
my 10ft wide x 5ft wooden gate has just been obliterated by the wind, I checked my insurance and surprise, surprise ,:rolleyes: gates and fences not covered by buildings insurance. looks like we'll be spending around £200 on a new gate this weekend.:mad:
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Tiles fell off roof and smashed my car
The tiles are falling off my roof and have done serious damage to my car Does anybody have any experiance of this kind of thing. do i claim off the buildings insurance or the car.
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Business Loan Repayment Insurance
Hi. Ethical practice or not? We recently purchased a business using own capital and business loan from bank. Is it normal practice to pay the insurance premium in full, up front for the term of the policy? The bank paid the insurance company in full then added this amount to our business loan which increased the amount…
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Annual Travel Insurance Cancellation Cover
I currently have annual worldwide, inc US, cover for a couple 60-65 for £99pa with "Travel Direct". It seems OK, I have recently had a small claim that was handled OK. The problem is that the cancellation cover is limited to £4,000 per person, which is too low for my current needs. Can anyone advise on worldwide cove for…
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Insurance cover incase you get cancer - good idea?
I recently had a call offering me Well Woman Insurance for all types of female cancer. I had heard that they calls were going round and my initial thoughts were that this is disgusting as it is praying on peoples (woman's) worst fears. Having told the operator my thoughts on this (she did ask) I began to wonder after I had…
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Are PHI payouts taxable?
Pretty much as the title says really. I am planning to take out PHI cover but most insurers only offer maximum cover of 50-66% of gross salary. So if you made a successful claim on this insurance, which could go on for a long time, would you have to pay income or other tax on the payments? If not, then the value of the…
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Car Insurance Courtesy Car problem
Hi I've got a bit of an issue with my insurers and I'd be grateful for some advice before I call them. Basically, my brothers car was hit and consequently written off. I am insured as a second driver and he was the main driver. At the time of the accident he was abroad so I dealt with the claim. My brother has now brought…
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Advice needed: Car crashed into, No note
Hi, Would appreciate any help on this. I just got back home to find that my car (parked on the end of a street in London) has been hit quite hard - it was on the end of a bay and has moved about 1/2 a metre. Annoyingly it has hit my girlfriends car which was parked in front of it. Obviously there was no note left. I have a…
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Recommended Car Insurers
Just wondered if anyone on here could recommended a cheap car insurance company? the best quote I've had is with Sainsburys and eSure. But i was just curious as to whether anyone on here as good experience of a smaller less well known company.
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combined Insurance company
My husband is a window cleaner and he was approached while working by an Insurance man from Combined about accident cover. In his job it is something he should have, but we havn't heard of this company before and are a bit wary because of the way the man approached him. I've looked on the companys website and they seem ok,…
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swiftcover
think twice before you insure with swift cover insurance i lost£ 2200/-through insuring with them just to save £ 40/50 ( and not even my fault in the accident )and they wont respond to you straight away because it is all email based , and they will give stupid excuses may be it is still new company in insurance game or may…
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Can I cancel Post Office Car Insurance Before 12 Months is up?
I've currently got car insurance with the post office which runs out in April this year. However I am moving from Manchester to Edinburgh in the middle of February so have been looking at car insurance quotes for Edinburgh. I think I can get a better deal by moving to a different insurer. Does anyone know if I can cancel…
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how much can i expect from wrecked car
hi i can see this is a real busy forum but id appreciate some help on how much i should expect to get from someone who crashed into me from behind and wrecked my car. my car is not worth much, probably around £500, my garage gave me an estimate of £2000 to repair it and said it will probably be written off. im now waiting…
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buildings insurance
I want to get a re-build only valuation on my house. Do I have to pay a surveyor or is there another way, ie my mortgage provider?
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Life Assurance What should I do?
I have two life assurance policys. My question is are they worth keeping? I have been paying one for 18 years it is a 22 year policy. I have just telephoned the Royal london and they have said the surrender value is £13,125.I pay £40 per month for this policy. The other policy I have been paying for 14 years,which is also…
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Fortis
has anyone had experience with fortis? i just got a car and fortis are cheapest. i was reading on the site it says if you car gets stolen you need to do following. * Call the Police immediately and obtain a crime reference number. * Contact OneCall on 08701 222020 to report the matter to us. * We will need the following…
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Car Insurance, named drivers and no claims
Hiya, I've posted this in another thread, but felt I wanted to open it up to more of you. Hope noone minds! My DH has been driving forever and I've only been driving for nearly 3 years. We're going down to one car this week and realised that it would be £160 cheaper if he was the named driver. We will both be using the car…
