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gates and fences not covered!!!
windswept
Posts: 1,412 Forumite
my 10ft wide x 5ft wooden gate has just been obliterated by the wind, I checked my insurance and surprise, surprise ,:rolleyes: gates and fences not covered by buildings insurance. looks like we'll be spending around £200 on a new gate this weekend.:mad:
"There is a light that never goes out"
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Comments
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oh no, i think mines on its way aswell!"Don't go where the path may lead,go where there is no path and leave a trail"Anthony Robbins0
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Some insurers do cover them some dont, check your own policyAll posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
No Advertising or Links in Signatures by Site Rules - MSE Forum Team 20 -
Ours has gone too - am frantically trying to locate policy at the minute!
Oh dear OP - just noticed your username - sorry!0 -
Just be thankful you're not us. 5 panels, 4 posts and a gate! And the wind is still coming!
Have to be thankful though was nearly our little one as well when her pushchair was flung up in the air whilst going to collect our other anklebiter. I've hurt my wrist a little keeping hold of the the thing and not letting it fly over but at least she's fine!
Keri -x-hey there's no money but we couldn't be happier if we tried
£2 coin pot - £92!0 -
yes i'll check my own when i can find it.TraceyB wrote:
Oh dear OP - just noticed your username - sorry!
:rotfl: :rotfl: :rotfl: :rotfl:
sorry i know i shouldnt laugh, but you made me do it!"Don't go where the path may lead,go where there is no path and leave a trail"Anthony Robbins0 -
oh keri thats awful, i hope you and the little one are ok!"Don't go where the path may lead,go where there is no path and leave a trail"Anthony Robbins0
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it never even occured to me ! doh!!!! I have strayed from my normal ebay and small biz forums. my name is windswept coz we sell kites.:rotfl:TraceyB wrote:Ours has gone too - am frantically trying to locate policy at the minute!
Oh dear OP - just noticed your username - sorry!"There is a light that never goes out"0 -
Five panels for me plus the posts. Barclays are only accepting urgent calls at the moment. I can't find the policy booklet, but I haven't got Garden cover, so i'm guessing I won't be covered.
Edit: found the policy booklet online. Nope, not covered
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Fences are a common exclusion (against storm damage) under household policies because they are so vulnerable.0
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Hi
I am claims advisor and we are going loads of calls for damage caused by recent storms. As as you can imagaine we are extremely busy, it's non stop.
Buildings exclusion : we will not cover the loss of hedges, fences, gates
And the after quoting from the policy book the caller then realises, i'm not being horrible, it was either that they just they read it wrong, or never read the exclusions fully.
Sorry. Its never nice to say there is no cover for this.
regards
justwannabeloved.0
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