Fortis

Nemo101

has anyone had experience with fortis?

i just got a car and fortis are cheapest. i was reading on the site it says if you car gets stolen you need to do following.

* Call the Police immediately and obtain a crime reference number.
* Contact OneCall on 08701 222020 to report the matter to us.
* We will need the following documents so please make sure these are to hand,
o Current MOT Certificate
o Vehicle Registration Document (V5 or Log book)
o Purchase receipt
o Service History
o Copy of your Driving Licence.
o Certificate of Motor Insurance.
* We will also require all the vehicle keys

Now as car is under 3 yrs old I dont have service yet and or MOT.

also I dont have a recipt as it was cash sale. anyone shed some light is this ok?

marcellep

Fortis insurance is a very large underwriter when it comes to Motor/Home Insurance. Many Companies deal with them ie. Confused, aa, Kwik fit, money supermarket and many more.

When I worked in the insurance industry and sold Fortis policies I never heard any customer saying anything negative about them.

However I see that you are concerned about what they ask for should your car be stolen. This is standard for any insurer, but not all advise this until the claim is processed. Re you having a new car then you would be unable to provide certain documents. However you should still have a receipt for the sale.

Hope that helps.

Fortis have been on the go for years

mattymoo

It may be seen as odd not to have a receipt for a car under 3 years old. I presume your bank statement for the date you bought the car should show a large withdrawal though so hang on to that.

Did you buy from a dealer or was it a private seller? If it was a dealer I would be very suspicious.

PM

if it was a private sale you could say that I would think.

110frankie

I'm sorry, but to spend the kind of money you must have, to buy a vehicle less than 3 years old and not get a recipt... you must be mad :-(

Nemo101

I got it at a cheap price lower then market value as the guy needed the cash. I withdrew my savings so I do have that. As the car has a millage below 10,000 it hasnt been serviced yet, and as its under 3 years you dont need to get MOT.

mattymoo

Out of interest did you do an HPI check on this car?

It could :-
1) have outstanding finance on it. Insures will deduct from any settlement made.
2) Have been an insurance write off.
3) Have been stolen.

How well did you know the person?

lisyloo

As the car has a millage below 10,000 it hasnt been serviced yet

I would check your service book.
They usually say "at 10,000 or 12 months whichever is SOONER".

You have probably devalued your car by a few hundred quid by not having any service history.