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Advice wanted concerning Insurance Assessor
We had our furniture damaged by our removers. The insurance company have been querying repair estimates. Now they want to send an insurance assessor. I have not had a claim before and am suspicious that this is a possible tactic by them to reduce their liabilities. Any advice on how to deal with their appointed assessor,…
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Home insurance with history of claims
Help! Can anyone recommend a home insurer who'll consider me, even though I have four claims in the last 3 years? (Yes - had I known the effect claiming would have come renewal-time, I wouldn't have claimed :mad: ). I accept that I'll have to pay a higher premium for my insurance, but I can't find a single company who'll…
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Changing motor insurance policy mid-term
Martin Lewis in a car insurance article suggested cancelling your motor insurance policy and sign up with a new company if you manage to find one who will insure you for less. A contributor to these forums in a previous thread made it clear that when signing up for motor insurance you are entering into a yearly contract…
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What happens if hit by uninsured driver?
If I have fully comprehensive insurance what will happen to me? Shall I get compensation for my damage? Also, what happens in case of head on collision when both drivers have comprehensive insurance? A friend of mine told in this case insurance companies ask to settle each other's claim!
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Home Insurance Question
Hi everyone, I was just wondering if you could tell me if this is the norm or not please... Before finding MSE my hubby and I just used to go with the flow for insurance. At the moment we are with Lloyds TSB for our buildings and contents (which they then passed on to two different companies, one for buildings, and one for…
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Landlords Insurance
Hi everyone, Really struggling to find companies that do Landlords insurance ie insure houses that are let/rented out. Need sum1 who will over students. Any ideas? Many thanks
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Crazy Car insurance quotes
The wife's car insurance is up for renewal and I am a named driver. I got nabbed by a (pointless) speed trap last summer - some things to say about that, mostly unprintable, but nevertheless worthless trying to fight the !!!!!!!s, even with evidence - so ..... I enter the details into the forms, including my nice new SP30…
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Insurance claim with neighbour
In last weeks storm, part of our neighbours conservatory was blown off and hit our house causing some minor damage to the window frame & sill. They said that their insurance company could sort everthing out with ours, but guess what ? Just realised today that we have no buildings insurance since we changed mortgage company…
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Claiming on Buildings Insurance
Hi Folks Anybody ever claimed on their Buildings Insurance (via Nationwide BS) for fixing/repairing a blocked external drain? Look forward to your replies Eamon
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{Urgent} Lloyds TSB buildings insurance - they won't help
Hi everyone, I'm posting this on behalf of my friend. My friend lives in a house that was built in the 1930s. She started hearing running water under her kitchen floor about a week ago. Anyway, she got in someone to take a look and they had to dig up the flooring in the house and they found 3 feet of water under the floor…
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Confused by Life Insuarance
When we took out our mortgage 6 years ago we were told we had to have Life insurance and took some decreasing term insurance connected to the mortgage. We insured for £150,000 on a mortgage of £75K to allow for some leftover money. 4 children later we decided this wasn't enough and took out a further 150K, just as a 20 yr…
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Daughter learning to drive
My darling daughter is almost 17 and is having off road lessons with a view to having on road ones once the big day arrives. What is the best way to get her extra practice? Is it to buy a cheap low engine size car and insure it for her or add her to my 2L Picasso? I am cinfused by all of the sites and the prices are…
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car insurance excess help please, I'm so confused
Last year I took out my first policy and put the excess at 1020 now its come to renewal time I was talking to the person on the phone and they said that if I had crashed my car I would have to pay the £1020 if I wanted my car fixed or not (I'm fully comp which worked out cheaper than TPFT :confused: ) is this right, or…
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Wacky world of car insurance
Have just insured my car today for £350 with Norwich Union Direct, with £35 Quidco cashback. This compares rather favourably with my renewal quote of £603 from Ford Insure underwritten by ...you guessed it, Norwich Union.
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Life Insurance
Hi guys, Just trying to sort some life cover for myself and partner. The ones we have currently looked at don't pay anything back if we 'survive' the term. Speaking to some people they have suggested an endowment for Life Insurance (NOT mortgage related/protection). We are going for separate policies for a a fix amount…
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Swiftcover.com - any good?
Its car insurance renewal time and this company came out the cheapest for us on moneysupermarket.co.uk Ive never heard of them and wondered if anyone had any experience of them. It is all internet-based, Im wondering how good their customer service is in the event of a claim?
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How good has your insurance company been if you have made a storm damage claim?
I know this site is all about money saving but it's also about getting good value not just the cheapest. So I thought I would start a thread to see what other MSEs have experienced if they have had to make a claim due to the recent storms (I'm sure I can't be the only one!). My insurance is with Halifax - in spite of them…
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Cancer
There is an 85% chance I could develop cancer due to an inherited gene. I'm 27 and would really really appreciate any advice with what I should do with regards to life insurance/assurance. I'm a teacher and I don't know what would happen if I did get ill with regards to paying a mortgage, or what financial help I could get.
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life cover for interest only mortgage
i noted in the article on life assurance that policies are for repayment mortgages. What if you have an interest only mortgage? If I have a joint policy with my wife is the mortgage still cleared in the event of one of our deaths?
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Travel Insurance that covers Safari/Hot air balloon ride
I am off to Kenya soon for a spot of Sun & Safari & Hot air balloon rides. I need an annual family policy worldwide inc (USA) which covers these activities. A lot of the policies will only cover Safaris booked from UK (I plan to book whilst I am there) & some do not cover Hot air balloon ride as standard within the policy.…
