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Insurance & life assurance

Archives for November 2006

Life insurance
hiya, wonder if anyone can help me I have had life insurance with scottish widows for 3 years which i pay £27 a month, its a 20 year policy so if i dont die in the next 17 years i dont get anything from it, i am 34 years of age. I have been told that this is a bad policy I am looking for another life insurance policy i was…
Protection or pension, what should i choose
hello, I am 30 years old and have just purchased my first house with my self employed boyfriend. We are a bit worried on what kind of insurances we need. he has no pension and we have no protection. Money is a bit tight and we need to priritise - pension, mppi, cic, life cover, we cant afford everything what should we do…
Need home insurance for 11 days.
Our insurance - - buildings and contents - - - expires on 3rd Dec. and we move house on the 14th. I tried to get our insurers to extend our policy [ as advised by a kind MSEr ]but they would only consider a renewal. This would mean that we couldn't do a search for the most competitive quotes for next year. Any advice…
Buildings Insurance for a leasehold flat
This is the situ. My father-in-law is the freeholder of a detached house which has been converted into 2 flats. He owns and lives in the top flat and me and my husband own and live in the bottom flat (we have the leasehold) Being old-school and not computer/internet minded, he always renews insurances with the same…
Critical illness cancer cover
I am thinking of taking out a Well Woman Plus policy with American Life which would pay out in the event of me being diagnosed with one of seven female cancers. I was wondering if anyone else has this policy, or whether someone more financially clued up than myself would recommend it or tell me to steer clear? All…
Home insurance cancelation fee
I renewed my home insurance with Norwich union Direct and a month later Barclays rang me up saying they would beat my existing quote or they would match it and give me £50 cash back, so I went with Barclays. I have just called Norwich union and they will charge me £30 cancelation fee. I cant remember reading that in the…
Do I need legal protection on my car insurance?
The only help offered online is " This means we will help you if you have an accident that is not your fault, by working on your behalf to recover things not covered by your policy, e.g. accidental damage to your car if you only have Third Party, Fire & Theft cover. " I'm getting comprehansive, so should I pay the extra…
Stolen Horsebox - help please
Hi all, I'd appreciate your help. My son's partner has had her horsebox stolen. It was kept outdoors in a stable-type yard where she pays a rent to keep her horse. It had a wheel-clamp type device fitted to the wheel but it was cut through with an angle-grinder. She's now worried about how much she is going to get back for…
HSBC Home Insurance
I changed my buildings & contents insurance to HSBC as they were very competive in October. Now, I have just received a letter asking me for a copy of my exising renewal documents with Halifax and I cannot find the documents and if I do not send it. I will pay £293.22 instead of £101. I am a bit panicky, I think I have…
Can you beat this?Is your house insurance due?£87.35!!
I have seen from a few comments that the cashback from Barclays £125 maybe a bit of a problem in getting. Yesterday my mother and I decided to do three short internet quotes on www.quidco.com for house insurance. I was looking for House Buildings up to £199000 with Accidental Damage and Home Contents up to £40000 without…
world wide INSURANCE help
hi Guys, I need world-wide travel insurance for 15 days is there any good deals? Could I go for a year one and cancel within 14 days and get free insurance and do that twice with another company? know what I mean? Get a year insurances cancel within 14 days pay nothing. Go to another company get an annual insurance and do…
Business Insurance For A Charity
hi guys can you help i urgently need a business quote for insurance for a charity - are there any online sites? - comparisions sites etc
Moving From Company Car - Help Please
I am changing jobs in the next month and am moving from a company car to private ownership. This would be straightforward enough but I had a serious crash earlier this year (about 4000 damage) that was paid through the company insurance. Crash was my fault. Do I need to tell my private insurer about this? Technically I…
Do we claim on the home insurance?
I've had a bit of a nightmare this week. About eight weeks ago we had a plumber come and fit a new loo and basin, and a tiler to get the tiling nice around the whole bathroom. Since then there was a tiny teeny dribble of water on the floor - we think from somewhere round the back of the loo, but we're not entirely sure.…
Comet Breakdown Plan?
Please move this post if its in the wrong section, have I posted in the correct section? I just received a letter from Comet saying my manfuactuer's gurantee is about to expire for my Pioneer DVD recorder/player which I bought over a year ago. It also says if it breaks down, I will have to pay for any repairs. They are…
Car claim question
Can someone in the know answer a question or two about car insurance claims? Why do you sometimes have to draw a sketch and fill in a form saying where you were, where the other car was, how fast you were going and all the rest? But other people can do it all over the phone and nobody wants a picture or an explanation…
Read the small print properly - MPPI from Cardif Pinnacle
I am a stupid fool, If you take out one of these policies check the small print like I didn't. Their definition of the term "unemployment" means if you are paid in leui you are not "unemployed" until that period ends. But, to be honest it's pretty unfair especially when you buy based on the marketing blurb you just see…
Travel Insurance and Pregnancy
We recently realised we would have a problem as the Travel Insurance we booked for a trip this New Year booked six months ago would not cover my wife for her stage of Pregnancy (we didn't know she was Pregnant when all was booked!) I thought the link of the one company we found with a slightly extended policy (full cover…
Rebuild cost? - Where do I go?
It's always been a mystery to me as to what 'buildings insurance' is calculated on. In my last remortgage the new lender was insistent on the property being insured for a total re-build in the worst case scenario, failing which they wanted it insured for the full amount of the sum being borrowed. I can recall it proving…
Car insurance - pass plus question
I've been driving for 3 yrs however, im 21 & my insurance premiums are extortionate even with 1 yrs no claims... when I passed my test I thought of doing 'pass plus' but as I was bobbing around driving etc forgot to book it!!! Im wondering can I take a 'pass plus' test now even though ive been passed 3 yrs? and if so will…

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MSE News

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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Insurance & life assurance

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