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"Hospital Plan" Disabling Injuries Protection Plan
Hi there, I currently pay around nine pounds per month to "Hospital Plan", for a 'Disabling injuries Protection Plan'. This apparently provides a cash payout on a scale from two-hundred pounds (e.g. broken arm) up to five-hundred thousand pounds (i.e. total and permanent paralysis of all limbs) , depending on the severity…
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Motor legal protection
Has anybody had cause to use this?Is it worthwhile and in what way is it beneficial if i had an accident which was'nt my fault? Am on a tight budget and looking for ways to trim my insurance down.Any help appreciated. :xmassign:
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Holiday Robbery
I am holiday at the mo in Gran Canaria,and have been robbed of everything and i mean everything. They have taken the safe deposit box off the wall!! We were staying in appartments and we are insured with the Halifax on a yearly policy. I called them yesterday to inform them of what has happened and they have said to me…
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Insuresupermarket
Searched for car insurance and was delighted to find a quote £200 cheaper than nearest alternative. Having rung the number given the person advised tht he had a different price on the screen and would have to speak with manager to see which is correct. I went through the online application process twice and it still gave…
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Life Assurance which one?
A friend of mine is in receipt of benefits and excluding their mortgage they have approximately £45,000 of debt. They want to take out life assurance policies and wanted me to find out what they should expect to pay. Would cavendish be cheapest and does it charge each of them £35 or just the once? What policy would they…
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Pearl Saverplan
Hi there, has anyone any ideas how to get out of this insurance plan. I have a 10 year Pearl Saverplan due out in October 2007. For the past three years the amount accrued has stayed the same as no bonuses have been added and there is no intention at this time to add anymore. As the amount is frozen and I still pay in £30.…
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Home Insurance for home worker?
Hi, Can anyone recommend a company for home insurance that allows for a home worker like me? Nobody comes to the house on business. Its a couple of PC's and a desk for me to work on. Thanks Brendan
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Old insurers took credit card payment
I'm fuming. I recently changed my car's insurers saving approx £100. I just happened to check a credit card online (this is a card I haven't used since about May) which I do intermittently just to make sure it's not being abused and the so-and-sos have taken a renewal premium. I don't have a continuous credit card payment…
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No-Claims Proof And Changing Insurance.
Because I shop around for the best deal I usually change my car insurance company every year. The new company usually requires proof of your no-claims history, and the reminder notice from your existing company will contain this information. I have just taken out insurance with the RAC and they did not ask for any…
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Insurance claim - fraudulent?
Hi, Any advice or shared similar experiences would be welcome as this has never happened to me before! About a month ago I had a car accident and went into the back of a private taxi cab. It was relatively low speed, whilst I did not admit responsibility I am aware it will technically be my fault. The cost of repair to my…
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Buildings & Contents Insurance
Looking for the best possible deal for both Buildings & Contents Ins Need £170k of buildings Ins and a minimum of 350k contents to include cover for taking items away from the home and a single item piece worth £2500 (watch). anybody out there lend any help on this at all? cheers Pete
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Home Insurance cancellation
I don't know anything about home insurance so far. If am planning to take a Home Insurance, but I wouldn't need it for long (may be 3 - 6 months). Is it possible to take a insurance and cancel it after 3 months, or I would be tied up with a 12 month contract?.
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Home insurance: additional policyholder?
Hi, Please could you advise on getting contents insurance? My wife and I are moving down to London next week. She has a job but I'm looking for work there. We need to get contents insurance (never had it before), and I would like to put the policy in my name, but as I'm unemployed it seems to cost more. So I tried putting…
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Car Ins; Is No Claim Discount protection worth it?
If I had an accident and came to renew the next year, would I really be better off than someone without protection? It seems that the renewal quote is arbitrary as the insurers won't divulge how they arrive at the quote? Many Thanks
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Car insurance - now uninsured/no claims bonus?
This is a question regarding my No Claims Bonus and what will happen to it as I've read numerous FAQs and not found an answer. The scenario.. January 2005 - Sold my car, no longer needed. Had built up 2 years NCB to this point. February 2005 - Let TPFT insurance policy run out as I had no car. March 2005 - To make it clear…
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car insurance
:xmassign: have just got car insurance for less than half of what i was quoted by my present insurer - a BIG thank you to martin! xxx :xmassign:
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Life Assurance/Insurance for couple aged almost 60!
A couple who I know asked me what life insurance/assurance policy would be best for them. They are almost 60 and do not work and therefore are in receipt of benefits. They have debt which they are paying regularly. They want a policy each so if anything happened to the other that the remaining one would have less worries.…
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Car Insurance Recommendtion Please!
My boyfriend has bought a Seat Leon Cupra, and his insurance renewal is obviously going to cost a fair bit! Can anyone recommend an insurance company for this kind of car - are there any specialist insurers out there?
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MPPI/ASU cancellation blues - what a con!!!
I have a client who took a second charge out with Prestige finance via Ocean finance (now there's two names already to make your toes curl). She was advised by OF to take ASU (MPPI call it whatever you like) to cover the loan, which she did. The premium was added to the loan ( :doh: ) and the loan charged at 17.4% APR (…
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Problems With CarpetRight! Help!!
Please move this to right section, as I dont know where to put it. Nearly 2 weeks ago we had a Wilton Carpet supplied and fitted by CarpetRight. It was an insurance job and paid the relevant excess etc. The carpet fitter was only here for under 2 hrs and he fitted underlay and the carpet. When our last stair carpet was…
