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Life Assurance which one?

A friend of mine is in receipt of benefits and excluding their mortgage they have approximately £45,000 of debt. They want to take out life assurance policies and wanted me to find out what they should expect to pay. Would cavendish be cheapest and does it charge each of them £35 or just the once?

What policy would they need to take out as they want to be covered for illnesses like cancer, heart problems, dying on holidays, in the car, on a plane ...? Please help as they want to get this sorted before Christmas.
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