Insurance & life assurance

Archives for December 2005

life insurance / mortgage insurance
hi - i am a first time buyer just in progress of sorting out my first house... am looking into life insurance as part of that process.... my mortgage advisor got me some quotes for reducing term mortgage cover, however when searching independantly, i have found some offers for both mortgage protection and family protection…
travel insurance in early pregnancy
Hello all, strange situation/question, if anyone has any advice. I am 8 weeks pregant. When I was 5 weeks pregnant, I had some complications in my pregnancy. My doctor has now cleared me of complications. I am having a difficult time obtaining travel insurance. The insurance companies say that the complication was a…
What to do now.
Hi Peeps.... In September of 2004 I was involved in a car crash, nothing major just a silly sod went into the side of my car, now I put in a claim to get the repairs carried out on my car, Ok got that bit sorted no problems. 6 weeks later I phoned my Insurance company at the time were Hill House Hammond, just to ask what…
Belonging to a union - necessary or not?
Apologies if this is not in the right forum... I'm a teacher and will have to pay £135 if I want to join a teaching union for next year. Well, I've been paying for membership for the last 25 years and it seems to be to be a huge amount of money. I'm beginning to resent paying quite so much (it's gone up £7 since last Jan).…
Can I drive my OH's car?
We have 2 cars. My OH is a policy holder and main driver on both cars although I drive one of the cars every day and he uses the other. My car has fully comp insurance and we’re both on the policy (me obviously as the second driver). The 2nd car only has tft and I’m not on the policy at all. I was told that I could…
Homehot Line Now Homeserve
JUST A WORD OF WARNING IF YOU USE THIS COMPANY FOR YOU HOME INSURANCE. They no longer advise you if that you need a cctv after a drainage engineer had attended your property so make sure if you have called a drainage engineer out ask him if they are any further works that need doing. Or best staying away from them all…
Second accident - 17yr old , how will it affect insurance
My 17yr old daughter had a accident at a roundabout last night . Thankfully she is ok , but I think the car is a write off. She checked right and it was clear pulled on to the r/bout and was hit by an oncoming car at some speed in the drivers door. The roundabout has two lanes and she was hit in the centre lane. I know the…
Can i get insured on a 1.4i
I am first time driver, have driven a car before but that didnt have insurance on it. I want to buy a Citroen Saxo west coast 1.4i as my first car, it has 1.4 multipoint injection. So i was wondering would it be possible to get insurance on this and what companies would insure a first time driver? Cheers
Term Insurance.
We have just taken out reducing term Mortgage protection insurance with Scottish Equitable over 15 year. Due to health problems they had to contact GP. they then quoted a premium of 64.60 per month to cover £59000,can i change companys next year if i get a better quote,as i am trying to quit smoking and i know it would be…
Flexible Protection Plan - some advice please
My mother was sold a Flexible Protection Plan in 1988 (now with abbey life) which is a cross between a life insurance and an investment plan (I believe). She insists she only took out the policy on the guarantee that it would pay out £10000 on her death. She has a letter from the advisor which talks about a "premium of…
Insuring 2 cars
My wife is insured on her Fiesta (which I can't drive at all because I'm too tall!). We have just got a new car (inherited) which we can both drive. I've been through MS and various other insurers and the cheapest for me with her as a second drive is just shy of £400. Now if it is her with me as a second driver then it…
Free £15 Wyevale voucher for comparing car or home insurance quotes
A bit of work required for this one, but may be worth considering as it is free money! Details of offer: Free £15 Wyevale Garden Centre Gift Voucher for checking your car or home insurance with four out of five companies, using freephone numbers. No need to take up any of the quotes. Terms and Conditions:…
Home emergency insurance cover needed.
Merry Christmas to All I am looking for cheap insurance that will cover any damage whether accidentially or not such as boiler(gas) and radiators, plumbing both inside and outside, drainage system electrical wires and etc. thanks in advance
"Monthly home insurance repayments don’t exist." - oh yes they do!
WARNING! Don’t Ever Say Yes to Monthly Repayments! Monthly home insurance repayments don’t exist. Having read this in the home insurance article, I checked again with Nationwide (having done so in the past) and they assured me that if I paid annually I'd pay exactly 12 times the monthly payment (give or take a few pence…
Car Insurance: 10 Month Bonus Accelerator Policies
Hi, I took out a 10 month bonus accelarator policy with elephant about 5 months ago. I recently read somewhere that hardly any insurance companies accept it as a full years no claims even though I was assured on the phone before I took it out that insurers would accept it as a full year. My insurance will be due in 5…
Insurance Company Logo - Possibly Liverpool Victoria
Hiya, I am not sure if anyone can help but would be extremely greatful if there is anyone out there with any information. My grandfather died quite a number of years ago. We know he put a considerable amount of money into an insurance/assurance policy. After a burgulary at my grandfathers house just after his death (but…
Medical Insurance Question
I have recently seen a private consultant and it looks like i might be seeing him in the future. The initial bill was over £300 and i wonder whether if i now take out medical insurance will it cover me for future bills? It seems unlikely, but you never know Thanks in advance
Insurance Company Error
Hi, I don't know where to post this query so thought I would try it here. We made a claim 2/3 months ago on our household insurance for a total of £400. My husband was sent a credit card like voucher for buying a replacement watch with the balance on it. A couple of days later we were sent a cheque for £196 saying it was…
Swapped to cheaper - but previous company want 2 final months DD payments
Delighted that Martin's tips got me a much reduced insurance premium with another company. :xmassmile I then cancelled my DD with the bank and phoned my previous provider to tell them I had changed to a much cheaper option. They are now demanding that I pay two months premiums to take me through to the end of January which…
Car Insurance - being hassled
We swopped our car insurance this year and didn't remember to tell the old one about this for a couple of weeks - but we did cancel the dd. They have started hassling us for the £15 for the two weeks that we didn't ring them. We have got to the point where they are quite happy to let the matter drop if I can send them…

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