Term Insurance.

col553

We have just taken out reducing term Mortgage protection insurance with Scottish Equitable over 15 year. Due to health problems they had to contact GP. they then quoted a premium of 64.60 per month to cover £59000,can i change companys next year if i get a better quote,as i am trying to quit smoking and i know it would be a lot less expensive for insurance after i have not smoked for 12 months.the last letter i had from S/E said i had 30 days to cancel the cover