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Insurance & life assurance

Archives for December 2005

Should I get health insurance?
I used to be with the HSA but never used it, I always forgot! I just wondered whether it was worth it... I have daily disposable contact lenses which cost me £22 a month but I haven't been to the dentist for over a year! :confused: Where would I go to get a cheap deal if I decided to take it out? Thanks!
Help NEEDED - Car Scratch that will cost £500!!
I really need anyone's advice on this - as I am totally at a loss at how to deal with this! I was told that my 5 year old son has scratched a person's car in a car park - with the brake handle of his bike (I presume as the handle is covered in black rubber.) I have since been asked to pay £500 to have the scratch touched…
Bathroom suite damaged - how to claim
I dropped a can of hairspray and cracked my bathroom sink, a plumber in my building took a look and said it is unreparable. The suite is very distinctive, so I reckon they would have to replace the whole suite so that everyting matches, am I right? I also want to make sure that they will cover it, so if I tell the truth…
Looking for pay as you drive car insurance for OVER 25's
Hi Does anyone know of any pay as you drive insurance providers who cater for the over 25's? Its just that i only use my car during 6 months of the year (i work offshore on the rigs) rest of the time the car stays in the garage and i still have to pay the full yearly premium (£600)......soooooo unfair. BTW i am aged 29.…
Car insurance-confusion reigns!
Been reading through all threads can find definitive answer ref. NCB. OH and I have 2 cars, both always insured with different insurers. OH main driver with me as named on both cars (last 12 yrs), i.e. I have no NCB in my name. I decided to shop around for cheaper insurance (car no. 1) when it came up for renewal and…
Cashback for just contents insurance?
Hi, Do you know if I would still get the home insurance cashback from sites like Greasypalm (eg Lloyds TSB 50 quid) if I just get contents insurance, or would that only apply to buildings and contents combined? Thanks and Happy New Year!
No Claims Discount
We have 2 cars both insured in my husbands name with myself as the additional driver. We have got 6 years no claims on one insurance policy The other policy is for a car we got last year. My question is Can we claim for 6 years NCD on both insurnaces?
Buildings insurance cover cavity wall tie failure?
Does normal buildings cover of a standard construction property provide cover in the event that a property suffers from cavity wall tie failure in the future? Anyone had experience of this? I am thinking of purchasing an older house and only previously insured newer properties. I am willing to pay an excess to bring…
Big round of applause for Norwich Union!
I was diagnosed with Multiple Sclerosis in October. In 2002 I took out a Critical Illness policy with Norwich Union. I checked it and it covered MS. I put in a claim straight away, and they were very helpful. They rang me frequently to update me how it was going, and today I got a call to tell me it has been approved. I'm…
Property Stolen From Parked Vehicle in France
We were returning from France yesterday having enjoyed Christmas there. We stopped for 20 minutes at a supermarket to buy some lunch provisions. On returning to the car we noticed that all the bags had fallen over in the back of the car, but assumed they had fallen by themselves. On a tight timescale for the ferry we…
Just Had Car Crash -any Advice Re Claim
:confused: HI I AM LOOKING FOR SOME ADVICE I HAD A CRASH TODAY IN MY CAR WITH MY BOYFRIEND IN THE PASSENGER SEAT.I WAS EDGING OUT OF MY ROAD BUT THERE WAS A CAR PARKED SO I COULDNT SEE -ANYWAY I LOOKED AND COULDNT SEE ANYTHING AND WAS EDGING OUT AND ANOTHER CAR CAME ALONG AND HIT ME IN THE PASSENGER SIDE.ANYWAY HE TOOK MY…
Direct Line home insurance - cheaper to get a new policy!
Had my renewal from Direct Line come through for my home insurance and it was considerably higher than last year at £354. Shopped around and got it with Norwich Union for £295. Out of interest, put my details into Direct Line's website and was quoted £262! I rang them up and the lady said that if you do it online you get…
which type of insurance
Sadly,this xmas my father in law died and i've since discovered that probably, like a lot of people, he had no insurance.As his wife is still alive i would like to take the precaution of taking out a small policy on her life to cover the expenses should she decide to keep him company!!--It sounds harsh but I cant afford…
Turned down for life and early critical illness insurance!
Hi, I'm new to all this! I am considering trying to buy my council flat and have a mortgage approved. I applied for life assurance and early critical illness insurance through an IFA via AXA, and have been completely turned down for everything on health grounds. My question, is it worth applying to another company, or does…
Life and critical illness insurance
Hi Group This is just a quick question for those of you in the know. I have at presant got the above insurance for my mortagage, however since we have moved i have never increased the level of cover. My mortagage is for £125000 but my level of cover is only £73000. My wife is now expecting are first child so I think that i…
Possible personal accident claim. Don't know what to do??
Last week DH, kids and I went to collect my car from main dealer after car had been serviced (lease car so I don't have to pay, hence main dealer!!) DH walked in behind me and slipped on some massive display posters which had been left on the floor. He fell over and was really dazed, hurt his back and arm but thought he…
Home Insurance for self employed?
Hi, I work for myself from home. Most of the time I'm programming at home and occasionally I visit sites but generally as a rule I'm working here. Nobody visits my house on business. When I'm trying to get contents insurance there is often a clause that they will insure if there is any business being conducted from home.…
Income Insurance
Hi, I was wondering if anyone can recommend one or more companies for income insurance. I do not have a mortgage, but work in a fairly volatile industry (e.g. having been made redundant 3 times in 2 years, in the past). My fiancee and I will be looking to buy a house in the next 6 months, so we'll be getting a mortgage. If…
Rias - any problems?
I used the forum to get outline insurance quotes for house and contents from insuresupermarket. The lowest price was the Halifax quoting £97.28. When I contacted them they upped the quote to £225. The insurance company Rias have now quoted me £107; using exactly the same info and with increased cover. But Rias were not…
newcomer to life insurance
dear all im new to all things to do with life insurance but i need to start doing my homework as my partner and i intend to buy a house in the early part of next year my partners mum and dad have some type of life insurance whereby their money is somehow invested and they take withdrawals if they don't claim on their…

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Insurance & life assurance

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