Looking for pay as you drive car insurance for OVER 25's

baby_frogmella

Hi

Does anyone know of any pay as you drive insurance providers who cater for the over 25's? Its just that i only use my car during 6 months of the year (i work offshore on the rigs) rest of the time the car stays in the garage and i still have to pay the full yearly premium (£600)......soooooo unfair. BTW i am aged 29.

Cheers.

canny_yorkshireman_2

Norwich union were trialing this a few months ago worth giving them a try

baby_frogmella

canny_yorkshireman wrote:

Norwich union were trialing this a few months ago worth giving them a try

Thanks but i've already tried Norwich Union, they only offer the policy to persons aged 25 or under.

save-a-lot

Hi

Why don't you try easyMoney Car Insurance - another no frills product from Stelios - they offer car insurance from £10/month

http://www.easymoneyinsurance.com/easy/home/home.htm

if you make no claims then it works out ok. But if you make a claim you have to call through on a premium rate number - so charges occur at the time of a claim - hense they call it a pay as you go insurance. Pick through their Terms and Conditions before going ahead with them to fully understand the limitations and costs of using them.

Regards
Phil

Dora_the_Explorer_5

Gulp - I've just got a quote from Stelios and it's half what I'm paying now. First job of the new year will be to switch. Thank you MSE, I'm gonna be loaded by the end of 2006.

baby_frogmella

save-a-lot wrote:

Hi

Why don't you try easyMoney Car Insurance - another no frills product from Stelios - they offer car insurance from £10/month

http://www.easymoneyinsurance.com/easy/home/home.htm

if you make no claims then it works out ok. But if you make a claim you have to call through on a premium rate number - so charges occur at the time of a claim - hense they call it a pay as you go insurance. Pick through their Terms and Conditions before going ahead with them to fully understand the limitations and costs of using them.

Regards
Phil

Thanks Phil for that. But easymoney are quoting me £807, which is 200 pounds more than my current insurer (Direct Line). I only have 2 years no-claim discount and its a fairly big car, Audi A4 2004 model.

save-a-lot

Hi

I am unsure of payg insurers but in the past Elephant https://www.elephant.co.uk have given good very competitive quotes, they do a 10 month excellerator policy to build your NCB up faster. Worth looking at.

Phil

Amba_Gambla

i got a quote from stelios and it's twice what I'm paying now......

I'm with Admirial at the mo....

v cheap! They even beat elephant!

losgiganteskid

"Easy" is underwritten by Zurich Insurance - never have been and never will be known as offering the cheapest car insurance, they simply don't want to be tared with that brush, besides, they actually like to MAKE money !!

tomstickland

Are the 6 months contiguous?
If so you can phone your insurance co and convert over to fire and theft only cover.

Otherwise phone round every insurance co you can find; I'm sure you can do better than £600.

baby_frogmella

tomstickland wrote:

Are the 6 months contiguous?
If so you can phone your insurance co and convert over to fire and theft only cover.

Otherwise phone round every insurance co you can find; I'm sure you can do better than £600.

Hi

No, i work offshore for 4 weeks then get 4 weeks leave so i use my car on and off for a total of 6 months in 1 year. The car is worth 21k (i bought it new in June 2005), no insurance company will allow me to insure it on 'fire and theft' cover....only comprehensive. I only started driving 2 years ago (even though i've had my licence for >10 years), when i first took out my policy with Direct Line on my old car, they gave me a 1 year No Claims Discount cos i was over 25, but that extra 1 NCD only applies to a Direct Line
policy...currently i have 3 years NCD with Direct Line but if i was to move insurers, Direct Line would only state i have 2 years NCD. Did a search on https://www.moneysupermarket.com for car insurance, nothing beats the £600 i am paying to Direct Line